Providing care for a loved one in need is a selfless responsibility that many adults take on. However, it’s not an easy role. Thankfully, there are resources like respite care to help lighten the load for caregivers.
Respite care is intended to give caregivers rest from the responsibility of caring for their loved one. Professionals will take on the duties of the caregiver for a certain period of time, which can range from a few hours to weeks depending on the needs of the caregiver and the person they care for. Respite care can be provided in different settings, including a residential healthcare facility, an adult day care center or at home. Let us walk you through the types of respite care and how much it may cost so you can learn if it makes sense for your situation.
Why is respite care useful?
Caregiving is no easy task. 61% percent of family caregivers work either full- or part-time on top of taking care of their loved one, and the unpaid labor that caregivers provide is valued at billions of dollars per year in the U.S.
Respite care offers caregivers time to relax, recharge and relieve stress. It also gives caregivers peace of mind knowing that they can take care of their own needs while their loved one’s needs are also being met.
What are the different types of respite care?
Respite care is typically provided in three different settings: an adult day care center, a residential facility or in-home care. The best setting for your loved one will depend on their unique situation and needs.
- Adult day care center: This type of care is good for adults seeking socialization, structure and activity without having to relocate to a long-term care facility. Adult day care facilities typically provide up to 8 hours of care per day.
- Residential facility: This setting includes skilled nursing facilities and assisted living facilities. Residential facilities are a good option for those who may have more complex needs, as they are equipped for longer lengths of stay.
- In-home care: Professional caregivers will come to your home and help your loved one with tasks like bathing, eating, dressing and medical treatment. They also provide a source of socialization and activity for your loved one within the comfort of home.
What is the cost of respite care?
The cost of respite care will vary depending on the setting in which the care is provided. The average cost of respite care is $135 per day for home health, $70 per day for adult day care centers and $230-$270 per day for a residential facility. If your loved one is an Original Medicare recipient, Part A may cover respite care, but only under the hospice benefit.
Have questions about which types of respite care are covered by Medicare? Let SelectQuote help.
Respite care can be a valuable resource for caregivers and their loved ones. SelectQuote’s experienced licensed insurance agents can help answer any questions you have about Medicare Advantage and Supplemental coverage for respite care. We’ll help you find the right coverage by quickly and easily comparing plans and rates, so you can have peace of mind that you and your loved one’s needs are met.