fbpx
Skip to main content Skip to footer
Select Page

Medicare Supplement Insurance Plans in Kansas

No obligation to enroll

Is a Kansas Medicare Supplement Insurance Plan Right for You?

Medicare Supplement Insurance plans in Kansas, also referred to as Medigap, are meant to fill some of the “gaps” for things like medical expenses not covered by Medicare Parts A and B such as copayments, coinsurance and deductibles. A Medicare Supplement Insurance plan in Kansas can help with some of the out-of-pocket costs and is available from private insurance companies throughout the state of Kansas.

In 2022, residents of Kansas have 10 Medigap or Medicare Supplement Insurance plans from which to choose. These include basic benefits from Plans A, B, D, G, K, L, M and N. Medigap Plans C, E, F, H, I and J are no longer available to those who are newly eligible to Medicare but enrollees in the plan are grandfathered into them.

As of 2020, Medicare Supplement Insurance plans will no longer sell Medigap Plans C or F to newly eligible Medicare members. Congress has decided that new Medigap plans will no longer be allowed to cover the Part B deductible after January 1, 2020. This will only affect Medicare Supplement Plans C and F as these are the only Medigap plans that cover the Part B deductible. Anyone enrolled in a Medigap Plan C or F as of December 31, 2019, will be grandfathered and will be able to continue to use their plan as long as they want.

Kansas residents looking for the most popular Medicare Supplement Insurance plans need to first look at their specific coverage needs to determine what Medigap plan they should consider.

Compare Medicare plans and request a free quote today!

Which Medicare Supplement Insurance Plans in Kansas Are the Most Popular?

The government-approved Medicare Supplement Insurance plans in Kansas are available to consumers in most states, including Kansas. The statistics below outline the Medigap plans that are the most popular among Kansas residents. All insurance companies who sell Medigap plans offer the same basic benefits, no matter which insurance company you purchase from, but the plans may come at different prices depending upon where you live and the carrier. Each insurer in Kansas may not offer each of the available Medigap plans.

As reported by AHIP, 253,450 Kansas beneficiaries enrolled in a Medigap policy in 2019. Below is the breakdown of the number of Kansas enrollees by Medigap plan type.

PlanABCDEFGHIJKLMN
Enrollment #96043614,191919473146,62570,320413871,7761,134327114,898

Source: AHIP. Reflects data through December, 2019.

PlanEnrollment #
A960
B436
C14,191
D919
E473
F146,625
G70,320
H41
I387
J1,776
K1,134
L327
M1
N14,898

Source: AHIP. Reflects data through December, 2019.

While a Medigap policy will help pay for things like copayments, coinsurance and deductibles not covered by Medicare Parts A and B, it is important to note that your Kansas Medicare Supplement Insurance plan will not cover benefits for prescription drugs. However, you can buy an additional Medicare Prescription Drug plan to cover prescription drug costs. Another option is a Kansas Medicare Advantage plan, which typically covers prescription drugs and may also include things such as gym membership and other benefits like dental, hearing and vision coverage.

Learn more about your Medicare Supplement Insurance plan options in Kansas by working with a SelectQuote licensed sales agent. We can guide you through the Medicare maze to better understand Medigap plan options and answer any questions you might have throughout the process. SelectQuote individually shops more than 20 national insurance companies to help you compare Medicare plans in Kansas.

Kansas residents cannot have a Medicare Supplement (Medigap) Insurance plan and a Medicare Advantage plan at the same time. A Medigap plan cannot be used to pay for any expenses from a Medicare Advantage Plan.

Is There an Enrollment Period for Kansas Medicare Supplement Insurance Plans?

To be eligible for Medicare Supplement Insurance you must be enrolled in Original Medicare, Part A and Part B as Medigap is meant to be used alongside Original Medicare. Initial enrollment timeframes are very important. Enrollment for Medicare Supplement Insurance plans in Kansas begins the first day of the month you turn at least 65 years old.

Kansas residents have a six-month window around their birth month to purchase a Medigap. Kansas residents under the age of 65 can check with the Social Security Administration office for additional enrollment periods.

The best time to enroll in a Medicare Supplement Insurance plan is during the initial 6 months you are eligible for Medicare. Eligibility starts as soon as age 64 and 6 months so it is a good idea to get a start as early as possible. During this important six-month period, companies that offer Medicare Supplement Insurance plans cannot use underwriting. In other words, during this timeframe your acceptance is guaranteed. However, if you apply for Medicare Supplement Insurance outside of this 6-month timeframe, Kansas residents will be subject to a physical exam. If you apply for Medigap coverage after the first six months of eligibility, a company can refuse to sell you a plan or premiums may also adjust depending on current health status and pre-existing health conditions.

Is a Kansas Medicare Supplement Insurance Plan Right for You?

It’s smart to stay up to date with changes insurance companies make to Medicare plans, and SelectQuote is here to help. A SelectQuote licensed sales agent will help you understand your Medicare Insurance options and ensure you are getting all the available benefits you deserve. As a trusted independent third-party company specializing in helping consumers find the right Medicare plan tome their needs, SelectQuote is prepared to help Kansas residents find the right Medicare Supplement Insurance plans to meet their needs.

To ensure you are getting all the benefits you are entitled to receive, call or complete your online form today. Let SelectQuote’s personal licensed sales agents simplify the Medicare maze by comparing rates and independently shopping insurance companies to help you find an affordable option that meets your unique needs.

Get started todayStart Quote