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Medicare Advantage Plans (Part C) in West Virginia

No obligation to enroll

Understanding Medicare Advantage Plans in West Virginia

Ready for a little mind bender? West Virginia is considered the southernmost northern state. It’s also considered the northern-most southern state. Tricky, but with a little help, it all makes sense. Likewise, navigating the Medicare maze is easier when you have a little assistance with the task. Figuring out Medicare Insurance doesn’t have to be difficult. That’s why it’s important to have an advocate like SelectQuote who can help you understand the healthcare coverage options of a West Virginia Medicare Advantage for residents age 65 years of age and older or younger individuals with certain disabilities.

Medicare Advantage plans are also known as Medicare Part C. These plans are an option to receive Medicare Part A, hospital insurance, and Medicare Part B, doctor’s office insurance. Medicare Advantage (MA) plans in West Virginia are available from private insurance companies, offer at least the same level of coverage as Medicare Parts A and B, are approved by Medicare and replace Medicare Part A and Medicare Part B coverage.

Many West Virginia residents select a Medicare Advantage plan because of the additional benefits that may be included. West Virginia residents desiring coverage for dental, hearing and vision as well as other routine medical services may want to consider a Medicare Advantage plan as these types of benefits are typically included.

Understanding Medicare Advantage Plans in West Virginia

Ready for a little mind bender? West Virginia is considered the southernmost northern state. It’s also considered the northern-most southern state. Tricky, but with a little help, it all makes sense. Likewise, navigating the Medicare maze is easier when you have a little assistance with the task. Figuring out Medicare Insurance doesn’t have to be difficult. That’s why it’s important to have an advocate like SelectQuote who can help you understand the healthcare coverage options of a West Virginia Medicare Advantage for residents age 65 years of age and older or younger individuals with certain disabilities.

Medicare Advantage plans are also known as Medicare Part C. These plans are an option to receive Medicare Part A, hospital insurance, and Medicare Part B, doctor’s office insurance. Medicare Advantage (MA) plans in West Virginia are available from private insurance companies, offer at least the same level of coverage as Medicare Parts A and B, are approved by Medicare and replace Medicare Part A and Medicare Part B coverage.

Many West Virginia residents select a Medicare Advantage plan because of the additional benefits that may be included. West Virginia residents desiring coverage for dental, hearing and vision as well as other routine medical services may want to consider a Medicare Advantage plan as these types of benefits are typically included.

Compare Medicare plans and request a free quote today!

How Do I Find Out About Eligibility for a Medicare Advantage Plan in West Virginia?

Your eligibility for an MA plan in West Virginia hinges on two factors. 1) You’re already eligible for Medicare Parts A and B and 2) Medicare Advantage plans are sold in the zip code or county where you live. A Medicare Advantage plan in West Virginia may potentially save you money because many Medicare Advantage plans have $0 monthly premiums. Copayments, coinsurance and deductibles vary depending on the Medicare plan in which you enroll.

West Virginia residents cannot be enrolled in a Medicare Advantage Plan and a Medicare Supplement Insurance (Medigap) plan at the same time. A Medicare Supplement Insurance plan helps cover some of the gaps in coverage like copayments, coinsurance and deductibles that aren’t covered by Medicare Parts A and B.

Will a Medicare Advantage Plan in West Virginia Cover Prescription Drugs?

Any West Virginia resident of the 55 counties who is looking for prescription drug coverage should consider a Medicare Part C plan as most Medicare Advantage plans also include Part D prescription drug coverage. A Medicare Advantage plan with prescription drug coverage is called a MAPD and it can help cover some of the costs of prescription drugs. If you’re considering prescription drug coverage in West Virginia, you may want to look at a Medicare Advantage Prescription Drug (MAPD) plan.

West Virginia residents cannot be enrolled in a Medicare Advantage Plan and a Medicare Supplement Insurance (Medigap) plan at the same time. A Medicare Supplement Insurance plan helps cover some of the gaps in coverage like copayments, coinsurance and deductibles that aren’t covered by Medicare Parts A and B.

Will a Medicare Advantage Plan in West Virginia Cover Prescription Drugs?

Any West Virginia resident of the 55 counties who is looking for prescription drug coverage should consider a Medicare Part C plan as most Medicare Advantage plans also include Part D prescription drug coverage. A Medicare Advantage plan with prescription drug coverage is called a MAPD and it can help cover some of the costs of prescription drugs. If you’re considering prescription drug coverage in West Virginia, you may want to look at a Medicare Advantage Prescription Drug (MAPD) plan.

How Do I Determine the Most Popular Medicare Advantage Plans in West Virginia?

Finding the right Medicare Advantage plan in West Virginia is as unique as the person the plan is there to support. As reported by the Centers for Medicare & Medicare Services (CMS.gov), among West Virginia residents who are enrolled in Medicare Advantage, nearly three-fourths (74.3%) choose a Local PPO, 11.5% chose a HCPP/1833 Cost Plan while 9.4% choose an HMO/HMOPOS plan. Knowing how much Medicare plan coverage you need will help you determine the right Medicare Advantage plan in West Virginia to meet your needs and budget.

You can become more informed about Medicare Advantage plans available in West Virginia by contacting a SelectQuote licensed sales agent who can guide you through the Medicare maze. Acting as your advocate, our licensed sales agents help you weigh the Medicare Advantage plan options in your area, understand costs and answer questions throughout the process. SelectQuote individually shops more than 20 national insurance companies to help you find a plan that meets your individual needs and budget.

When Can I Enroll in Medicare Advantage in West Virginia?

Enrollment in a Medicare Advantage plan occurs during specified enrollment periods. Medicare enrollment in West Virginia opens for residents prior to turning age 65 or earlier in special disability cases.The Initial Enrollment Period (IEP) runs for seven months.

IEP begins three months before turning age 65, including the birthday month, and ends 3 months after the birthday month. It is also the time allotted for enrollment in Medicare Parts A, B, C and D. For example, if you’re a West Virginian with a May birthday, your IEP runs from February through August.

You may also enroll in a Medicare Advantage plan during the Medicare Advantage and Prescription Drug Plan Annual Enrollment Period (AEP), which occurs annually each fall. Medicare’s AEP runs from October 15 through December 7 each year. The key dates for AEP are as follows:

Oct. 15 – Annual Enrollment Period Begins

Dec. 7 – Annual Enrollment Period Ends

Jan. 1 – First Date Coverage can start

Oct. 15 – Annual Enrollment Period Begins

Dec. 7 – Annual Enrollment Period Ends

Jan. 1 – First Date Coverage can start

During the Annual Enrollment every year, West Virginia residents can:

  • Switch from Medicare Parts A and B (Original Medicare) to a Medicare Advantage (Part C) plan
  • Change from one Medicare Advantage Plan to another
  • Switch from one Prescription Drug (Part D) plan to another
  • Add a Prescription Drug (Part D) plan if you didn’t enroll when first eligible for Medicare

In addition to AEP, West Virginia residents who are enrolled in a Medicare Advantage plan can make a one-time plan change during the Open Enrollment (OEP) period, which occurs each year from January 1 through March 31. There are also Medicare Special Enrollment Periods (SEP) you may be able to enroll in Medicare or make changes to your existing Medicare Advantage coverage because of certain events and life changes, such as moving or losing employer coverage.

Is a West Virginia Medicare Advantage Plan Right for You?

Not sure you’re getting all the Medicare Insurance benefits you deserve? SelectQuote can help. Our licensed sales agents can also help you stay up to date with the annual changes to Medicare plans as well as helping you with understanding what Medicare Advantage plans are available in your area. As a trusted independent third-party company specializing in helping consumers understand their Medicare options, SelectQuote is here to help you find the right Medicare Advantage plan for your individual needs.

To ensure you are getting all the benefits you are entitled to receive, call or complete your online form today. Let SelectQuote’s personal licensed sales agents simplify the Medicare maze by comparing rates and independently shopping insurance companies to help you find an affordable option that meets your unique needs.

Is a West Virginia Medicare Advantage Plan Right for You?

Not sure you’re getting all the Medicare Insurance benefits you deserve? SelectQuote can help. Our licensed sales agents can also help you stay up to date with the annual changes to Medicare plans as well as helping you with understanding what Medicare Advantage plans are available in your area. As a trusted independent third-party company specializing in helping consumers understand their Medicare options, SelectQuote is here to help you find the right Medicare Advantage plan for your individual needs.

To ensure you are getting all the benefits you are entitled to receive, call or complete your online form today. Let SelectQuote’s personal licensed sales agents simplify the Medicare maze by comparing rates and independently shopping insurance companies to help you find an affordable option that meets your unique needs.