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Medicare Advantage Plans (Part C) in Virginia

No obligation to enroll

What Are Medicare Advantage Plans in Virginia?

The state of Virginia was named for England’s Queen Elizabeth I. Fittingly, the state was also home to eight US Presidents and six First Ladies. Today, more Virginia residents work in the US government than any other industry in the state. Despite this proximity to the inner workings of the government, Virginia residents who are about the turn age 65 may or may not know their healthcare options provided by a Virginia Medicare Advantage plan.

Residents of Virginia should know that Medicare Advantage (MA) plans are also known as Medicare Part C. A MA plan provides an alternative for hospital insurance provided by Medicare Part A as well as the doctor’s insurance of Medicare Part B. Medicare Advantage plans in Virginia offer at least the same level of coverage as Medicare Parts A and B, are approved by Medicare and replace Medicare Part A and Medicare Part B coverage.

Many Virginia residents select a Medicare Advantage plan because of the additional benefits that are typically included. Those who want coverage for vision, dental, hearing as well as other routine medical services may want to consider a Medicare Advantage plan in Virginia as these benefits are often included.

What Are Medicare Advantage Plans in Virginia?

The state of Virginia was named for England’s Queen Elizabeth I. Fittingly, the state was also home to eight US Presidents and six First Ladies. Today, more Virginia residents work in the US government than any other industry in the state. Despite this proximity to the inner workings of the government, Virginia residents who are about the turn age 65 may or may not know their healthcare options provided by a Virginia Medicare Advantage plan.

Residents of Virginia should know that Medicare Advantage (MA) plans are also known as Medicare Part C. A MA plan provides an alternative for hospital insurance provided by Medicare Part A as well as the doctor’s insurance of Medicare Part B. Medicare Advantage plans in Virginia offer at least the same level of coverage as Medicare Parts A and B, are approved by Medicare and replace Medicare Part A and Medicare Part B coverage.

Many Virginia residents select a Medicare Advantage plan because of the additional benefits that are typically included. Those who want coverage for vision, dental, hearing as well as other routine medical services may want to consider a Medicare Advantage plan in Virginia as these benefits are often included.

Compare Medicare plans and request a free quote today!

How Do I Know If I’m Eligible for a Medicare Advantage Plan in Virginia?

Typically, eligibility for a Medicare Advantage plan in Virginia is straightforward. If you’re currently approved for Medicare Parts A and B and you live in an area where Medicare Advantage plans are sold (county and zip code) in Virginia, you are eligible. Choosing a Medicare Advantage plan is a choice that could potentially save you money because many Medicare Advantage plans have $0 monthly premiums. Copayments, coinsurance and deductibles vary depending on the Medicare plan in which you choose to enroll.

Virginia residents cannot be enrolled in a Medicare Advantage Plan and a Medicare Supplement Insurance (Medigap) plan at the same time. A Medicare Supplement Insurance plan helps cover some of the gaps in coverage like copayments, coinsurance and deductibles that aren’t covered by Medicare Parts A and B.

Can I Get Prescription Drugs Covered by a Medicare Advantage Plan in Virginia?

Virginians living within the 95 counties and 38 independent cities throughout the state who are looking for prescription drug coverage should consider a Medicare Part C plan as most Medicare Advantage Plans also include Part D prescription drug coverage. A Medicare Advantage plan with prescription drug coverage is called a MAPD and it can help cover some of the costs of prescription drugs. If prescription drug coverage is important to you, a Medicare Advantage Prescription Drug (MAPD) plan may be something for you to consider.

Virginia residents cannot be enrolled in a Medicare Advantage Plan and a Medicare Supplement Insurance (Medigap) plan at the same time. A Medicare Supplement Insurance plan helps cover some of the gaps in coverage like copayments, coinsurance and deductibles that aren’t covered by Medicare Parts A and B.

Can I Get Prescription Drugs Covered by a Medicare Advantage Plan in Virginia?

Virginians living within the 95 counties and 38 independent cities throughout the state who are looking for prescription drug coverage should consider a Medicare Part C plan as most Medicare Advantage Plans also include Part D prescription drug coverage. A Medicare Advantage plan with prescription drug coverage is called a MAPD and it can help cover some of the costs of prescription drugs. If prescription drug coverage is important to you, a Medicare Advantage Prescription Drug (MAPD) plan may be something for you to consider.

What Are the Most Popular Medicare Advantage Plans in Virginia?

As reported by the Centers for Medicare & Medicare Services (CMS.gov), among Virginia residents who are enrolled in Medicare Advantage, nearly one-half (49.3%) choose an HMO/HMOPOS, one-quarter (27.2%) are enrolled in a Local PPO and 10.4% select a Regional PPO. Knowing how much Medicare plan coverage you need will help you determine the right Medicare Advantage plan in Virginia to meet your needs and budget.

You can become more informed about Medicare Advantage plans available in Virginia by contacting a SelectQuote licensed sales agent who can guide you through the Medicare maze. Acting as your advocate, our licensed sales agents help you weigh the Medicare Advantage plan options in your area, understand costs and answer questions you may have throughout the process. SelectQuote individually shops more than 20 national insurance companies to help find a plan that meets your individual needs and budget.

When Can I Enroll in a Medicare Advantage Plan in Virginia?

Enrollment in a Medicare Advantage plan occurs during specified enrollment periods. Medicare enrollment in Virginia opens for residents prior to turning age 65 or earlier in special disability cases. The Initial Enrollment Period (IEP) runs for seven months.

IEP begins three months before turning age 65, including the birthday month, and ends 3 months after the birthday month. It is also the time allotted for enrollment in Medicare Parts A, B, C and D. For example, if you’re a Virginia resident with an April birthday, your IEP runs from January through July.

You may also enroll in a Medicare Advantage plan during the Medicare Advantage and Prescription Drug Plan Annual Enrollment Period (AEP), which occurs annually each fall. Medicare’s AEP runs from October 15 through December 7 each year. The key dates for AEP are as follows:

Oct. 15 – Annual Enrollment Period Begins

Dec. 7 – Annual Enrollment Period Ends

Jan. 1 – First Date Coverage can start

Oct. 15 – Annual Enrollment Period Begins

Dec. 7 – Annual Enrollment Period Ends

Jan. 1 – First Date Coverage can start

During the Annual Enrollment every year, Virginia residents can:

  • Switch from Medicare Parts A and B (Original Medicare) to a Medicare Advantage (Part C) plan
  • Change from one Medicare Advantage Plan to another
  • Switch from one Prescription Drug (Part D) plan to another
  • Add a Prescription Drug (Part D) plan if you didn’t enroll when first eligible for Medicare

In addition to AEP, Virginia residents who are enrolled in a Medicare Advantage plan can make a one-time plan change during the Open Enrollment (OEP) period, which occurs each year from January 1 through March 31. There are also Medicare Special Enrollment Periods (SEP) you may be able to enroll in Medicare or make changes to your existing Medicare Advantage coverage because of certain events and life changes, such as moving or losing employer coverage.

Is a Virginia Medicare Advantage Plan Right for You?

There’s no reason to wait any longer to see if you are getting all the Medicare benefits you deserve. As an independent third-party company who helps consumers understand their Medicare options, SelectQuote can help you find the right Medicare Advantage plan in Virginia to meet your specific needs. We can also let you know of any updates made to Medicare plans each year. Contact us today to discuss your Medicare plan options!

To ensure you are getting all the benefits you are entitled to receive, call or complete your online form today. Let SelectQuote’s personal licensed sales agents simplify the Medicare maze by comparing rates and independently shopping insurance companies to help you find an affordable option that meets your unique needs.

Is a Virginia Medicare Advantage Plan Right for You?

There’s no reason to wait any longer to see if you are getting all the Medicare benefits you deserve. As an independent third-party company who helps consumers understand their Medicare options, SelectQuote can help you find the right Medicare Advantage plan in Virginia to meet your specific needs. We can also let you know of any updates made to Medicare plans each year. Contact us today to discuss your Medicare plan options!

To ensure you are getting all the benefits you are entitled to receive, call or complete your online form today. Let SelectQuote’s personal licensed sales agents simplify the Medicare maze by comparing rates and independently shopping insurance companies to help you find an affordable option that meets your unique needs.