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Medicare Advantage Plans (Part C) in Vermont

No obligation to enroll

What Are Vermont Medicare Advantage Plans?

The small but mighty state of Vermont boasts the smallest state capital. Montpelier has a population of fewer than 9,000 people, making it the smallest state capital in the US. Flying over the capitol building is the official state flag, which features the words “Freedom and Unity” on a red ribbon. The ability to understand and choose a healthcare option is another kind of freedom for those age 65 and older living in Vermont. Medicare is a primary source of health coverage and there are options when it comes to purchasing a Medicare Advantage plan in Vermont.

These options can be broken down into A, B, and Cs. Medicare Part A is hospital insurance coverage and Medicare Part B covers medical/doctor’s office insurance. A Medicare Advantage (MA) plan is also known as Medicare Part C as is an alternative that replaces Medicare Parts A and B. Medicare Advantage plans are offered by private insurance companies, are approved by Medicare and offer at least the same level of coverage as Medicare Parts A and B.

Many people select a Medicare Advantage plan because of the additional benefits that may be included. Vermont residents needing hearing, vision, dental as well as other routine medical services may want to consider a Medicare Advantage plan in Vermont as these types of benefits are typically included.

What Are Vermont Medicare Advantage Plans?

The small but mighty state of Vermont boasts the smallest state capital. Montpelier has a population of fewer than 9,000 people, making it the smallest state capital in the US. Flying over the capitol building is the official state flag, which features the words “Freedom and Unity” on a red ribbon. The ability to understand and choose a healthcare option is another kind of freedom for those age 65 and older living in Vermont. Medicare is a primary source of health coverage and there are options when it comes to purchasing a Medicare Advantage plan in Vermont.

These options can be broken down into A, B, and Cs. Medicare Part A is hospital insurance coverage and Medicare Part B covers medical/doctor’s office insurance. A Medicare Advantage (MA) plan is also known as Medicare Part C as is an alternative that replaces Medicare Parts A and B. Medicare Advantage plans are offered by private insurance companies, are approved by Medicare and offer at least the same level of coverage as Medicare Parts A and B.

Many people select a Medicare Advantage plan because of the additional benefits that may be included. Vermont residents needing hearing, vision, dental as well as other routine medical services may want to consider a Medicare Advantage plan in Vermont as these types of benefits are typically included.

Compare Medicare plans and request a free quote today!

Am I Eligible for a Medicare Advantage Plan in Vermont?

Residents of Vermont wondering about eligibility need to know if they’re eligible for Medicare Parts A and B as well as whether or not they live in an area where MA plans are sold. If both of these qualifications are met, a Medicare Advantage plan is available for purchase. It’s important to know that plan availability depends upon the county and zip in which you reside. Policy holders with a Medicare Advantage plan may potentially save money because many MA plans have $0 monthly premiums. Copayments, coinsurance and deductibles vary depending on the plan you choose.

Vermont residents cannot be enrolled in a Medicare Advantage Plan and a Medicare Supplement Insurance (Medigap) plan at the same time. A Medicare Supplement Insurance plan assists with covering some of the gaps in coverage including copayment, coinsurance and deductibles that aren’t covered by Medicare Parts A and B.

Are Prescription Drugs Covered by Medicare Advantage Plans in Vermont?

Any Vermont resident living within the 802-area code who is looking for prescription drug coverage should consider a Medicare Part C plan as most Medicare Advantage plans also include Part D prescription drug coverage. A Medicare Advantage plan with prescription drug coverage is called a MAPD and it can help cover some of the costs of prescription drugs. If you’re considering prescription drug coverage in Vermont, you may want to look at a Medicare Advantage Prescription Drug (MAPD) plan.

Vermont residents cannot be enrolled in a Medicare Advantage Plan and a Medicare Supplement Insurance (Medigap) plan at the same time. A Medicare Supplement Insurance plan assists with covering some of the gaps in coverage including copayment, coinsurance and deductibles that aren’t covered by Medicare Parts A and B.

Are Prescription Drugs Covered by Medicare Advantage Plans in Vermont?

Any Vermont resident living within the 802-area code who is looking for prescription drug coverage should consider a Medicare Part C plan as most Medicare Advantage plans also include Part D prescription drug coverage. A Medicare Advantage plan with prescription drug coverage is called a MAPD and it can help cover some of the costs of prescription drugs. If you’re considering prescription drug coverage in Vermont, you may want to look at a Medicare Advantage Prescription Drug (MAPD) plan.

What Are Some of the Most Popular Medicare Advantage Plans in Vermont?

Finding the right Medicare Advantage plan in Vermont is as unique as the person the plan is there to support. Among Vermont residents who are enrolled in Medicare Advantage, 32.7% choose a Local PPO, 31.5% choose a Regional PPO and 31% are enrolled in a HMO/HMOPOS plan, as reported by the Centers for Medicare & Medicare Services (CMS.gov). Knowing how much Medicare plan coverage you need will help you determine the right Medicare Advantage plan in Vermont for your needs and budget.

You can become more informed about Medicare Advantage plans available in Vermont by working with a SelectQuote licensed sales agent who can guide you through the Medicare maze. Acting as your advocate, our licensed sales agents help you weigh the Medicare Advantage plan options in Vermont, understand costs and answer questions throughout the process. SelectQuote individually shops more than 20 national insurance companies to help you compare Medicare Advantage plans in Vermont.

What Are the Timeframes to Enroll in a Medicare Advantage Plan in Vermont?

Enrollment in a Medicare Advantage plan is open during specified enrollment periods. Medicare enrollment in Vermont opens for residents prior to turning age 65 or earlier in special disability cases. The Initial Enrollment Period (IEP) runs for seven months.

IEP begins three months before turning age 65, including the birthday month, and ends 3 months after the birthday month. You can enroll in a Medicare Advantage plan in Vermont three months before eligibility at age 65. It is also the time allotted for enrollment in Medicare Parts A, B, C and D. For example, if you’re a Vermont resident with a July birthday, your IEP runs from April through October.

You may also enroll in a Medicare Advantage plan during the Medicare Advantage and Prescription Drug Plan Annual Enrollment Period (AEP), which occurs annually each fall. Medicare’s AEP runs from October 15 through December 7 each year. The key dates for AEP are as follows:

Oct. 15 – Annual Enrollment Period Begins

Dec. 7 – Annual Enrollment Period Ends

Jan. 1 – First Date Coverage can start

Oct. 15 – Annual Enrollment Period Begins

Dec. 7 – Annual Enrollment Period Ends

Jan. 1 – First Date Coverage can start

During the Annual Enrollment every year, Vermont residents can:

  • Switch from Medicare Parts A and B (Original Medicare) to a Medicare Advantage (Part C) plan
  • Change from one Medicare Advantage Plan to another
  • Switch from one Prescription Drug (Part D) plan to another
  • Add a Prescription Drug (Part D) plan if you didn’t enroll when first eligible for Medicare

In addition to AEP, Vermont residents who are enrolled in a Medicare Advantage plan can make a one-time plan change during the Open Enrollment (OEP) period, which occurs each year from January 1 through March 31. There are also Medicare Special Enrollment Periods (SEP) you may be able to enroll in Medicare or make changes to your existing Medicare Advantage coverage because of certain events and life changes, such as moving or losing employer coverage.

Is a Vermont Medicare Advantage Plan Right for You?

SelectQuote can help residents of Vermont ensure they are getting all of the available Medicare benefits they deserve while staying up to date with the annual changes to Medicare plans made by insurance companies. As a trusted independent third-party company which specializes in helping consumers understand their Medicare options, SelectQuote is here to help you find the right Medicare Advantage plan in Vermont to meet your individual needs.

To ensure you are getting all the benefits you are entitled to receive, call or complete your online form today. Let SelectQuote’s personal licensed sales agents simplify the Medicare maze by comparing rates and independently shopping insurance companies to help you find an affordable option that meets your unique needs.

Is a Vermont Medicare Advantage Plan Right for You?

SelectQuote can help residents of Vermont ensure they are getting all of the available Medicare benefits they deserve while staying up to date with the annual changes to Medicare plans made by insurance companies. As a trusted independent third-party company which specializes in helping consumers understand their Medicare options, SelectQuote is here to help you find the right Medicare Advantage plan in Vermont to meet your individual needs.

To ensure you are getting all the benefits you are entitled to receive, call or complete your online form today. Let SelectQuote’s personal licensed sales agents simplify the Medicare maze by comparing rates and independently shopping insurance companies to help you find an affordable option that meets your unique needs.