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Medicare Advantage Plans (Part C) in Utah

No obligation to enroll

What Do I Need to Know About Medicare Advantage Plans in Utah?

With an average of 32 people per square mile, Utah is one of the most sparsely populated states in the US. Despite fewer residents throughout the state, those age 65 and older still need to consider what Medicare Insurance coverage they will need in the future. Understandably, because the various aspects of Medicare can be confusing, some Utah residents may be putting off exploring their options for healthcare choices via a Medicare Advantage plan in Utah.

Let’s make the process a little easier to navigate. Medicare Advantage (MA) plans are also known as Medicare Part C. By either name, this is an option for Utah residents to receive hospital coverage from Medicare Part A as well as insurance for doctor’s office and medical covered by Medicare Part B. These Medicare Advantage plans are offered by private insurance companies, offer at least the same coverage level as Medicare Part A and Medicare Part B, are Medicare approved and replace Medicare Part A and Medicare Part B coverage.

Many residents of Utah consider an MA plan because it typically offers additional benefits. Utah residents in need of coverage for dental, vision, hearing, as well as other routine medical services, could benefit from the choice of a Medicare Advantage plan in Utah because these kinds of benefits are often included.

What Do I Need to Know About Medicare Advantage Plans in Utah?

With an average of 32 people per square mile, Utah is one of the most sparsely populated states in the US. Despite fewer residents throughout the state, those age 65 and older still need to consider what Medicare Insurance coverage they will need in the future. Understandably, because the various aspects of Medicare can be confusing, some Utah residents may be putting off exploring their options for healthcare choices via a Medicare Advantage plan in Utah.

Let’s make the process a little easier to navigate. Medicare Advantage (MA) plans are also known as Medicare Part C. By either name, this is an option for Utah residents to receive hospital coverage from Medicare Part A as well as insurance for doctor’s office and medical covered by Medicare Part B. These Medicare Advantage plans are offered by private insurance companies, offer at least the same coverage level as Medicare Part A and Medicare Part B, are Medicare approved and replace Medicare Part A and Medicare Part B coverage.

Many residents of Utah consider an MA plan because it typically offers additional benefits. Utah residents in need of coverage for dental, vision, hearing, as well as other routine medical services, could benefit from the choice of a Medicare Advantage plan in Utah because these kinds of benefits are often included.

Compare Medicare plans and request a free quote today!

Am I Eligible for a Medicare Advantage Plan in Utah?

Determining eligibility for enrollment in a Medicare Advantage plan is easy. Once you know you are eligible for Medicare Parts A and B, you already know your eligibility for a Part C Medicare Advantage plan, assuming you reside in an area where Medicare Advantage plans are sold. Plan availability depends upon the county and zip code location in which you reside. Looking into a Medicare Advantage plan specific to Utah residents is smart because it can potentially save you money as many Medicare Advantage plans have $0 premiums. Coinsurance, copayments and deductibles will vary depending on the Medicare Advantage plan in which you enroll.

Utah residents cannot be enrolled in a Medicare Advantage Plan and a Medicare Supplement Insurance (Medigap) plan at the same time. A Medicare Supplement plan assists with covering some of the gaps such as copayments, coinsurance and deductibles that aren’t covered by Medicare Parts A and B.

What Prescription Drugs Are Covered in Utah Medicare Advantage Plans?

Utah residents living within any of the 114 counties who need prescription drug coverage should look at a Medicare Part C plan. The reason why is because most of the Medicare Advantage plans also include Part D prescription drug coverage. A Medicare Advantage plan with coverage for prescription drug coverage is also known as a MAPD. If prescription drug coverage is important to you, a Medicare Advantage Prescription Drug (MAPD) plan may be something for you to consider.

Utah residents cannot be enrolled in a Medicare Advantage Plan and a Medicare Supplement Insurance (Medigap) plan at the same time. A Medicare Supplement plan assists with covering some of the gaps such as copayments, coinsurance and deductibles that aren’t covered by Medicare Parts A and B.

What Prescription Drugs Are Covered in Utah Medicare Advantage Plans?

Utah residents living within any of the 114 counties who need prescription drug coverage should look at a Medicare Part C plan. The reason why is because most of the Medicare Advantage plans also include Part D prescription drug coverage. A Medicare Advantage plan with coverage for prescription drug coverage is also known as a MAPD. If prescription drug coverage is important to you, a Medicare Advantage Prescription Drug (MAPD) plan may be something for you to consider.

What Are Some of the Most Popular Medicare Advantage Plans in Utah?

Finding the right Medicare Advantage plan in Utah is as unique as the person needing the benefits. Among Utah residents who are enrolled in Medicare Advantage, three-fourths (76.7%) choose an HMO/HMOPOS while 22.1% are enrolled in a Local PPO, as reported by the Centers for Medicare & Medicare Services (CMS.gov). Determining the right Medicare Advantage plan in Utah for your needs starts with knowing how much Medicare plan coverage you need today and in the future.

You can become more informed about Medicare Advantage plans available in Utah by contacting a SelectQuote licensed sales agent who can guide you through the Medicare maze. Acting as your advocate, our licensed sales agents help you weigh the Medicare Advantage plan options in your area, understand costs and answer questions throughout the process. SelectQuote individually shops more than 20 national insurance companies to help find a plan that works with your needs and budget.

What’s the Enrollment Timeline for a Utah Medicare Advantage Plan?

Enrollment in a Medicare Advantage plan occurs during specified enrollment periods. Medicare enrollment in Utah opens for residents prior to turning age 65 or earlier in special disability cases.The Initial Enrollment Period (IEP) runs for seven months.

IEP begins three months before turning age 65, including the birthday month, and ends 3 months after the birthday month. It is also the time allotted for enrollment in Medicare Parts A, B, C and D. For example, if you’re a Utah resident with a February birthday, your IEP runs from November to May.

You may also enroll in a Medicare Advantage plan during the Medicare Advantage and Prescription Drug Plan Annual Enrollment Period (AEP), which occurs annually each fall. Medicare’s AEP runs from October 15 through December 7 each year. The key dates for AEP are as follows:

Oct. 15 – Annual Enrollment Period Begins

Dec. 7 – Annual Enrollment Period Ends

Jan. 1 – First Date Coverage can start

Oct. 15 – Annual Enrollment Period Begins

Dec. 7 – Annual Enrollment Period Ends

Jan. 1 – First Date Coverage can start

During the Annual Enrollment every year, Utah residents can:

  • Switch from Medicare Parts A and B (Original Medicare) to a Medicare Advantage (Part C) plan
  • Change from one Medicare Advantage Plan to another
  • Switch from one Prescription Drug (Part D) plan to another
  • Add a Prescription Drug (Part D) plan if you didn’t enroll when first eligible for Medicare

In addition to AEP, Utah residents who are enrolled in a Medicare Advantage plan can make a one-time plan change during the Open Enrollment (OEP) period, which occurs each year from January 1 through March 31. There are also Medicare Special Enrollment Periods (SEP) you may be able to enroll in Medicare or make changes to your existing Medicare Advantage coverage because of certain events and life changes, such as moving or losing employer coverage.

Is a Utah Medicare Advantage Plan Right for You?

The best way to answer this question is to contact SelectQuote. As a trusted independent third-party company specializing in helping consumers understand their Medicare options, SelectQuote is here to help you find the right Utah Medicare Advantage plan for your needs. SelectQuote can assist you with any questions you might have throughout the process and ensure you are getting all the available Medicare benefits you deserve while also helping you to stay up to date with the annual Medicare plans changes made by insurance companies.

To ensure you are getting all the benefits you are entitled to receive, call or complete your online form today. Let SelectQuote’s personal licensed sales agents simplify the Medicare maze by comparing rates and independently shopping insurance companies to help you find an affordable option that meets your unique needs.

Is a Utah Medicare Advantage Plan Right for You?

The best way to answer this question is to contact SelectQuote. As a trusted independent third-party company specializing in helping consumers understand their Medicare options, SelectQuote is here to help you find the right Utah Medicare Advantage plan for your needs. SelectQuote can assist you with any questions you might have throughout the process and ensure you are getting all the available Medicare benefits you deserve while also helping you to stay up to date with the annual Medicare plans changes made by insurance companies.

To ensure you are getting all the benefits you are entitled to receive, call or complete your online form today. Let SelectQuote’s personal licensed sales agents simplify the Medicare maze by comparing rates and independently shopping insurance companies to help you find an affordable option that meets your unique needs.