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Medicare Advantage Plans (Part C) in Pennsylvania

No obligation to enroll

Understanding Medicare Advantage Plans in Pennsylvania

Independence is a theme throughout the state of Pennsylvania. In 1778, the state motto “Virtue, Liberty & Independence” appeared on a coat-of-arms. In addition, Pennsylvania is home to the Liberty Bell, which rang in the tower of Independence Hall, a national landmark in Philadelphia. On a personal note, good health and knowing your healthcare options are helpful for retaining one’s personal independence in the latter half of life.

Understanding where you stand regarding Medicare Insurance is important for any Pennsylvania resident about to turn age 65 and earlier for certain people with disabilities. On your own, Medicare can be difficult to navigate, but SelectQuote can help explain what benefits are included in a Medicare Advantage plan in Pennsylvania.

Medicare Advantage is also known as Medicare Part C. You may already be familiar with Medicare Parts A and B. Medicare part A covers hospital insurance and Medicare Part B covers doctor’s office insurance. Medicare Advantage (MA) programs in Pennsylvania are available from private insurance companies, offer at least the same level of coverage as Medicare Parts A and B, are approved by Medicare and replace Medicare Part A and Medicare Part B coverage.

Understanding Medicare Advantage Plans in Pennsylvania

Independence is a theme throughout the state of Pennsylvania. In 1778, the state motto “Virtue, Liberty & Independence” appeared on a coat-of-arms. In addition, Pennsylvania is home to the Liberty Bell, which rang in the tower of Independence Hall, a national landmark in Philadelphia. On a personal note, good health and knowing your healthcare options are helpful for retaining one’s personal independence in the latter half of life.

Understanding where you stand regarding Medicare Insurance is important for any Pennsylvania resident about to turn age 65 and earlier for certain people with disabilities. On your own, Medicare can be difficult to navigate, but SelectQuote can help explain what benefits are included in a Medicare Advantage plan in Pennsylvania.

Medicare Advantage is also known as Medicare Part C. You may already be familiar with Medicare Parts A and B. Medicare part A covers hospital insurance and Medicare Part B covers doctor’s office insurance. Medicare Advantage (MA) programs in Pennsylvania are available from private insurance companies, offer at least the same level of coverage as Medicare Parts A and B, are approved by Medicare and replace Medicare Part A and Medicare Part B coverage.

Compare Medicare plans and request a free quote today!

How Do I Determine My Eligibility for a Medicare Advantage Plan in Pennsylvania?

Determining eligibility for enrollment in a Pennsylvania Medicare Advantage plan is easy. If you are already eligible for Medicare Parts A and B and you reside in an area where Medicare Advantage plans are sold, you are eligible for Medicare Advantage. Plans depend on county and zip code locations. Knowing medical needs can increase with age, a Medicare Advantage plan specific to Pennsylvania residents may potentially save you money because many Medicare Advantage plans have $0 monthly premiums. Copayments, coinsurance and deductibles vary depending on the Medicare plan in which you enroll.

Pennsylvania residents cannot be enrolled in a Medicare Advantage Plan and a Medicare Supplement Insurance (Medigap) plan at the same time. A Medicare Supplement plan helps cover some of the gaps in coverage like copayments, coinsurance and deductibles that aren’t covered by Medicare Parts A and B.

Does a Medicare Advantage Plan Cover Prescription Drugs in Pennsylvania?

Any resident within the 58 counties throughout Pennsylvania who is looking for prescription drug coverage should consider a Medicare Part C plan as most Medicare Advantage plans also include Part D prescription drug coverage. A Medicare Advantage plan with prescription drug coverage is called a MAPD and it can help cover some of the costs of prescription drugs. If prescription drug coverage is important for your health needs, you may want to look at the available Medicare Advantage Prescription Drug (MAPD) plans in Pennsylvania.

Pennsylvania residents cannot be enrolled in a Medicare Advantage Plan and a Medicare Supplement Insurance (Medigap) plan at the same time. A Medicare Supplement plan helps cover some of the gaps in coverage like copayments, coinsurance and deductibles that aren’t covered by Medicare Parts A and B.

Does a Medicare Advantage Plan Cover Prescription Drugs in Pennsylvania?

Any resident within the 58 counties throughout Pennsylvania who is looking for prescription drug coverage should consider a Medicare Part C plan as most Medicare Advantage plans also include Part D prescription drug coverage. A Medicare Advantage plan with prescription drug coverage is called a MAPD and it can help cover some of the costs of prescription drugs. If prescription drug coverage is important for your health needs, you may want to look at the available Medicare Advantage Prescription Drug (MAPD) plans in Pennsylvania.

What Are the Most Popular Medicare Advantage Plans in Pennsylvania?

Finding the right Medicare Advantage plan in Pennsylvania is as unique as the person the plan is there to support. As reported by the Centers for Medicare & Medicare Services (CMS.gov), among Pennsylvania residents enrolled in Medicare Advantage, 61.9% choose an HMO/HMOPOS plan and 36% choose a Local PPO. Knowing how much Medicare plan coverage you need will help you determine the right Medicare Advantage plan in Pennsylvania for your needs and budget.

You can become more informed about Medicare Advantage plans available in Pennsylvania by contacting a SelectQuote licensed sales agent who can guide you through the Medicare maze. Acting as your advocate, our licensed sales agents help you weigh the Medicare Advantage plan options in your area, understand costs and answer questions throughout the process. SelectQuote individually shops more than 20 national insurance companies to help find a plan that meets your individual needs and budget.

I’m Ready to Enroll in Pennsylvania Medicare Advantage. What Happens Next?

Enrollment in a Medicare Advantage plan occurs during specified enrollment periods. Medicare enrollment in Pennsylvania opens for residents prior to turning age 65 or earlier in special disability cases. The Initial Enrollment Period (IEP) runs for seven months.

IEP begins three months before turning age 65, including the birthday month, and ends 3 months after the birthday month. It is also the time allotted for enrollment in Medicare Parts A, B, C and D. For example, if you’re a Pennsylvania resident with a May birthday, your IEP runs from February through August.

You may also enroll in a Medicare Advantage plan during the Medicare Advantage and Prescription Drug Plan Annual Enrollment Period (AEP), which occurs annually each fall. Medicare’s AEP runs from October 15 through December 7 each year. The key dates for AEP are as follows:

Oct. 15 – Annual Enrollment Period Begins

Dec. 7 – Annual Enrollment Period Ends

Jan. 1 – First Date Coverage can start

Oct. 15 – Annual Enrollment Period Begins

Dec. 7 – Annual Enrollment Period Ends

Jan. 1 – First Date Coverage can start

During the Annual Enrollment every year, Pennsylvania residents can:

  • Switch from Medicare Parts A and B (Original Medicare) to a Medicare Advantage (Part C) plan
  • Change from one Medicare Advantage Plan to another
  • Switch from one Prescription Drug (Part D) plan to another
  • Add a Prescription Drug (Part D) plan if you didn’t enroll when first eligible for Medicare

In addition to AEP, Pennsylvania residents who are enrolled in a Medicare Advantage plan can make a one-time plan change during the Open Enrollment (OEP) period, which occurs each year from January 1 through March 31. There are also Medicare Special Enrollment Periods (SEP) you may be able to enroll in Medicare or make changes to your existing Medicare Advantage coverage because of certain events and life changes, such as moving or losing employer coverage.

Is a Pennsylvania Medicare Advantage Plan Right for You?

When you’re ready, SelectQuote is here to help you navigate the Medicare maze. Our licensed sales agents can help you determine if you’re receiving all the Medicare benefits you deserve. We can also help you stay up to date with the annual changes insurance companies make to Medicare plans. As a trusted independent third-party company, SelectQuote can help you find the right Medicare Advantage plan to meet your needs.

To ensure you are getting all the benefits you are entitled to receive, call or complete your online form today. Let SelectQuote’s personal licensed sales agents simplify the Medicare maze by comparing rates and independently shopping insurance companies to help you find an affordable option that meets your unique needs.

Is a Pennsylvania Medicare Advantage Plan Right for You?

When you’re ready, SelectQuote is here to help you navigate the Medicare maze. Our licensed sales agents can help you determine if you’re receiving all the Medicare benefits you deserve. We can also help you stay up to date with the annual changes insurance companies make to Medicare plans. As a trusted independent third-party company, SelectQuote can help you find the right Medicare Advantage plan to meet your needs.

To ensure you are getting all the benefits you are entitled to receive, call or complete your online form today. Let SelectQuote’s personal licensed sales agents simplify the Medicare maze by comparing rates and independently shopping insurance companies to help you find an affordable option that meets your unique needs.