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Medicare Advantage Plans (Part C) in North Carolina

No obligation to enroll

Understanding the Medicare Advantage Plans in North Carolina

Persistence and a can-do attitude enabled the Wright Brothers to make the first successful powered flight by man at Kill Devil Hill near Kitty Hawk, North Carolina. We’re happy to say residents age 65 and older will require much less tenacity to learn about the healthcare options of purchasing a Medicare Advantage plan. Instead of trying to navigate the Medicare maze on your own, consider working with a SelectQuote advocate.

Let’s start with a breakdown of Medicare Insurance facts. Medicare Advantage (MA) is also called Medicare Part C. These MA plans offer an option to receive hospital insurance from Medicare Part A and doctor’s office insurance from Medicare Part B. Medicare Advantage plans in North Carolina are available from private insurance companies, offer at least the same level of coverage as Medicare Parts A and B, are approved by Medicare and replace Medicare Part A and Medicare Part B coverage.

Many North Carolina citizens select a Medicare Advantage plan because of the additional benefits that may be included. North Carolina residents desiring coverage for dental, hearing and vision as well as other routine medical services may want to consider a Medicare Advantage plan in North Carolina as these benefits may also be included.

Understanding the Medicare Advantage Plans in North Carolina

Persistence and a can-do attitude enabled the Wright Brothers to make the first successful powered flight by man at Kill Devil Hill near Kitty Hawk, North Carolina. We’re happy to say residents age 65 and older will require much less tenacity to learn about the healthcare options of purchasing a Medicare Advantage plan. Instead of trying to navigate the Medicare maze on your own, consider working with a SelectQuote advocate.

Let’s start with a breakdown of Medicare Insurance facts. Medicare Advantage (MA) is also called Medicare Part C. These MA plans offer an option to receive hospital insurance from Medicare Part A and doctor’s office insurance from Medicare Part B. Medicare Advantage plans in North Carolina are available from private insurance companies, offer at least the same level of coverage as Medicare Parts A and B, are approved by Medicare and replace Medicare Part A and Medicare Part B coverage.

Many North Carolina citizens select a Medicare Advantage plan because of the additional benefits that may be included. North Carolina residents desiring coverage for dental, hearing and vision as well as other routine medical services may want to consider a Medicare Advantage plan in North Carolina as these benefits may also be included.

Compare Medicare plans and request a free quote today!

How Do I Know If I’m Eligible for a Medicare Advantage Plan in North Carolina?

Figuring out eligibility for a Medicare Advantage plan is easier than most North Carolina residents might think. Eligibility for Medicare Advantage is identical to an individual’s eligibility for Medicare Parts A and B. This also assumes you reside in an area where Medicare Advantage plans are sold as the availability of plans can depend on county and zip code locations. Knowing medical needs can increase with age, a Medicare Advantage plan specific to North Carolina residents may potentially save you money because many Medicare Advantage plans have $0 monthly premiums. Copayments, coinsurance and deductibles vary depending on the Medicare plan in which you enroll.

North Carolina residents cannot be enrolled in a Medicare Advantage Plan and a Medicare Supplement Insurance (Medigap) plan at the same time. A Medicare Supplement plan helps cover some of the gaps in coverage like copayments, coinsurance and deductibles that aren’t covered by Medicare Parts A and B.

Will I Receive Prescription Drug Coverage Through a Medicare Advantage Plan?

All North Carolina residents living within its nine active area codes who are looking for prescription drug coverage should consider a Medicare Part C plan as most Medicare Advantage plans also include Part D prescription drug coverage. A Medicare Advantage plan with prescription drug coverage is called a MAPD and can help cover some of the costs of prescription drugs.

North Carolina residents cannot be enrolled in a Medicare Advantage Plan and a Medicare Supplement Insurance (Medigap) plan at the same time. A Medicare Supplement plan helps cover some of the gaps in coverage like copayments, coinsurance and deductibles that aren’t covered by Medicare Parts A and B.

Will I Receive Prescription Drug Coverage Through a Medicare Advantage Plan?

All North Carolina residents living within its nine active area codes who are looking for prescription drug coverage should consider a Medicare Part C plan as most Medicare Advantage plans also include Part D prescription drug coverage. A Medicare Advantage plan with prescription drug coverage is called a MAPD and can help cover some of the costs of prescription drugs.

What Are Considered the Most Popular Medicare Advantage Plans in North Carolina?

Finding the right Medicare Advantage plan in North Carolina is as unique as the person the plan is there to support. As reported by the Centers for Medicare & Medicare Services (CMS.gov), among North Carolina residents who are enrolled in a Medicare Advantage plan, one-half (51.9%) choose a Local PPO while 39.4% choose coverage by an HMO/HMOPOS. Knowing how much Medicare plan coverage you need will help you determine the right Medicare Advantage plan in North Carolina for your needs and budget.

You can become more informed about Medicare Advantage plans available in North Carolina by contacting a SelectQuote licensed sales agent who can guide you through the Medicare maze. Acting as your advocate, our licensed sales agents help you weigh the Medicare Advantage plan options in your area, understand costs and answer questions throughout the process. SelectQuote individually shops more than 20 national insurance companies to help find a plan that meets your individual needs and budget.

I’m Ready, When Can I Enroll in a North Carolina Medicare Advantage Plan?

Enrollment in a Medicare Advantage plan occurs during specified enrollment periods. Medicare enrollment in North Carolina opens for residents prior to turning age 65 or earlier in special disability cases. The Initial Enrollment Period (IEP) runs for seven months.

IEP begins three months before turning age 65, including the birthday month, and ends 3 months after the birthday month. It is also the time allotted for enrollment in Medicare Parts A, B, C and D. For example, if you’re a North Carolina resident with a June birthday, your IEP runs from March through September.

You may also enroll in a Medicare Advantage plan during the Medicare Advantage and Prescription Drug Plan Annual Enrollment Period (AEP), which occurs annually each fall. Medicare’s AEP runs from October 15 through December 7 each year. The key dates for AEP are as follows:

Oct. 15 – Annual Enrollment Period Begins

Dec. 7 – Annual Enrollment Period Ends

Jan. 1 – First Date Coverage can start

Oct. 15 – Annual Enrollment Period Begins

Dec. 7 – Annual Enrollment Period Ends

Jan. 1 – First Date Coverage can start

During the Annual Enrollment every year, North Carolina residents can:

  • Switch from Medicare Parts A and B (Original Medicare) to a Medicare Advantage (Part C) plan
  • Change from one Medicare Advantage Plan to another
  • Switch from one Prescription Drug (Part D) plan to another
  • Add a Prescription Drug (Part D) plan if you didn’t enroll when first eligible for Medicare

In addition to AEP, North Carolina residents who are enrolled in a Medicare Advantage plan can make a one-time plan change during the Open Enrollment (OEP) period, which occurs each year from January 1 through March 31. There are also Medicare Special Enrollment Periods (SEP) you may be able to enroll in Medicare or make changes to your existing Medicare Advantage coverage because of certain events and life changes, such as moving or losing employer coverage.

Is a North Carolina Medicare Advantage Plan Right for You?

SelectQuote can help ensure you are getting all the available benefits you deserve while staying up to date with the annual updates to Medicare plans made by insurance companies. As a trusted third-party company specializing in helping consumers understand their options with Medicare plans, SelectQuote is here to help you find the right Medicare Advantage plan in North Carolina.

To ensure you are getting all the benefits you are entitled to receive, call or complete your online form today. Let SelectQuote’s personal licensed sales agents simplify the Medicare maze by comparing rates and independently shopping insurance companies to help you find an affordable option that meets your unique needs.

Is a North Carolina Medicare Advantage Plan Right for You?

SelectQuote can help ensure you are getting all the available benefits you deserve while staying up to date with the annual updates to Medicare plans made by insurance companies. As a trusted third-party company specializing in helping consumers understand their options with Medicare plans, SelectQuote is here to help you find the right Medicare Advantage plan in North Carolina.

To ensure you are getting all the benefits you are entitled to receive, call or complete your online form today. Let SelectQuote’s personal licensed sales agents simplify the Medicare maze by comparing rates and independently shopping insurance companies to help you find an affordable option that meets your unique needs.