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Medicare Advantage Plans (Part C) in New Jersey

No obligation to enroll

How Do Medicare Advantage Plans in New Jersey Work?

Residents of New Jersey are home to some famous celebrities such as Bruce Springsteen and Bon Jovi. New Jersey is also home to a number of Medicare Advantage plans, but before the complexities of Medicare insurance make you feel the need to be Born to Run or Livin’ on a Prayer, know that SelectQuote can help you when it comes to exploring your healthcare options for Medicare Advantage plans.

Let’s break it down. Medicare Part A covers medical insurance. Medicare Part B covers doctor’s office insurance. Medicare Part C is also known as Medicare Advantage. Medicare Advantage (MA) plans in New Jersey are available from private insurance companies, offer at least the same level of coverage as Medicare Parts A and B, are approved by Medicare and replace Medicare Part A and Medicare Part B coverage.

Many New Jersey residents select a Medicare Advantage plan because of the additional benefits included. New Jersey residents desiring coverage for dental, hearing and vision as well as other routine medical services may want to consider a Medicare Advantage plan in New Jersey as these benefits may also be included.

How Do Medicare Advantage Plans in New Jersey Work?

Residents of New Jersey are home to some famous celebrities such as Bruce Springsteen and Bon Jovi. New Jersey is also home to a number of Medicare Advantage plans, but before the complexities of Medicare insurance make you feel the need to be Born to Run or Livin’ on a Prayer, know that SelectQuote can help you when it comes to exploring your healthcare options for Medicare Advantage plans.

Let’s break it down. Medicare Part A covers medical insurance. Medicare Part B covers doctor’s office insurance. Medicare Part C is also known as Medicare Advantage. Medicare Advantage (MA) plans in New Jersey are available from private insurance companies, offer at least the same level of coverage as Medicare Parts A and B, are approved by Medicare and replace Medicare Part A and Medicare Part B coverage.

Many New Jersey residents select a Medicare Advantage plan because of the additional benefits included. New Jersey residents desiring coverage for dental, hearing and vision as well as other routine medical services may want to consider a Medicare Advantage plan in New Jersey as these benefits may also be included.

Compare Medicare plans and request a free quote today!

Am I Eligible for a Medicare Advantage Plan in New Jersey?

Eligibility is easy to determine. If you’re eligible for Medicare Parts A and B and you live in an area where Medicare Advantage plans are sold, you’re eligible for Part C. Plan availability can depend on county and zip code location. A Medicare Advantage plan specific to New Jersey residents may potentially save you some money because many Medicare Advantage plans have $0 monthly premiums. Copayments, coinsurance and deductibles vary depending on the Medicare plan in which you enroll.

New Jersey residents cannot be enrolled in a Medicare Advantage Plan and a Medicare Supplement Insurance (Medigap) plan at the same time. A Medicare Supplement Insurance plan helps cover some of the gaps in coverage like copayments, coinsurance and deductibles that aren’t covered by Medicare Parts A and B.

Will My Prescription Drugs Be Covered by Medicare Advantage Plans in New Jersey?

If you reside in the 21 counties or 566 municipalities within the state of New Jersey and are looking for prescription drug coverage, you may want to consider a Medicare Part C plan as most Medicare Advantage plans also include Part D prescription drug coverage. A Medicare Advantage plan which includes prescription drug coverage is called a MAPD and it can help cover some of the costs of prescription drugs.

New Jersey residents cannot be enrolled in a Medicare Advantage Plan and a Medicare Supplement Insurance (Medigap) plan at the same time. A Medicare Supplement Insurance plan helps cover some of the gaps in coverage like copayments, coinsurance and deductibles that aren’t covered by Medicare Parts A and B.

Will My Prescription Drugs Be Covered by Medicare Advantage Plans in New Jersey?

If you reside in the 21 counties or 566 municipalities within the state of New Jersey and are looking for prescription drug coverage, you may want to consider a Medicare Part C plan as most Medicare Advantage plans also include Part D prescription drug coverage. A Medicare Advantage plan which includes prescription drug coverage is called a MAPD and it can help cover some of the costs of prescription drugs.

What Are the Most Popular Medicare Advantage Plans in New Jersey?

Finding the right Medicare Advantage plan in New Jersey is as unique as the person the plan is there to support. As reported by the Centers for Medicare & Medicare Services (CMS.gov), among New Jersey residents who are enrolled in a Medicare Advantage plan, one-half (51.3%) choose a Local PPO plan while slightly fewer (47.8%) are enrolled in an HMO/HMOPOS plan. Knowing how much Medicare plan coverage you need will help you determine the right Medicare Advantage plan in New Jersey for your needs and budget.

You can become more informed about Medicare Advantage plans available in New Jersey by contacting a SelectQuote licensed sales agent who can guide you through the Medicare maze. Acting as your advocate, our licensed sales agents will help you weigh the Medicare Advantage plan options in your area, understand costs and answer questions throughout the process. SelectQuote individually shops more than 20 national insurance companies to help find a plan that meets your individual needs and budget.

I’m Ready, When Can I Enroll in a New Jersey Medicare Advantage Plan?

Enrollment in a Medicare Advantage plan occurs during specified enrollment periods. Medicare enrollment in New Jersey opens for residents prior to turning age 65 or earlier in special disability cases. The Initial Enrollment Period (IEP) runs for seven months.

IEP begins three months before turning age 65, including the birthday month, and ends 3 months after the birthday month. It is also the time allotted for enrollment in Medicare Parts A, B, C and D. For example, if you’re a New Jersey resident with a November birthday, your IEP runs from August through February.

You may also enroll in a Medicare Advantage plan during the Medicare Advantage and Prescription Drug Plan Annual Enrollment Period (AEP), which occurs annually each fall. Medicare’s AEP runs from October 15 through December 7 each year. The key dates for AEP are as follows:

Oct. 15 – Annual Enrollment Period Begins

Dec. 7 – Annual Enrollment Period Ends

Jan. 1 – First Date Coverage can start

Oct. 15 – Annual Enrollment Period Begins

Dec. 7 – Annual Enrollment Period Ends

Jan. 1 – First Date Coverage can start

During the Annual Enrollment every year, New Jersey residents can:

  • Switch from Medicare Parts A and B (Original Medicare) to a Medicare Advantage (Part C) plan
  • Change from one Medicare Advantage Plan to another
  • Switch from one Prescription Drug (Part D) plan to another
  • Add a Prescription Drug (Part D) plan if you didn’t enroll when first eligible for Medicare

In addition to AEP, New Jersey residents who are enrolled in a Medicare Advantage plan can make a one-time plan change during the Open Enrollment (OEP) period, which occurs each year from January 1 through March 31. There are also Medicare Special Enrollment Periods (SEP) you may be able to enroll in Medicare or make changes to your existing Medicare Advantage coverage because of certain events and life changes, such as moving or losing employer coverage.

Is a New Jersey Medicare Advantage Plan Right for You?

SelectQuote can help to ensure you are getting all of the available Medicare benefits you deserve as well as help you stay up to date with the updates insurance companies make to Medicare plans each year. As a trusted third-party company specializing in helping consumers understand their options with Medicare plans, SelectQuote is here to help you find the right Medicare Advantage plan in New Jersey.

To ensure you are getting all the benefits you are entitled to receive, call or complete your online form today. Let SelectQuote’s personal licensed sales agents simplify the Medicare maze by comparing rates and independently shopping insurance companies to help you find an affordable option that meets your unique needs.

Is a New Jersey Medicare Advantage Plan Right for You?

SelectQuote can help to ensure you are getting all of the available Medicare benefits you deserve as well as help you stay up to date with the updates insurance companies make to Medicare plans each year. As a trusted third-party company specializing in helping consumers understand their options with Medicare plans, SelectQuote is here to help you find the right Medicare Advantage plan in New Jersey.

To ensure you are getting all the benefits you are entitled to receive, call or complete your online form today. Let SelectQuote’s personal licensed sales agents simplify the Medicare maze by comparing rates and independently shopping insurance companies to help you find an affordable option that meets your unique needs.