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Medicare Advantage Plans (Part C) in Montana

No obligation to enroll

What Are Medicare Advantage Plans in Montana?

Montana is rich in national treasures such a Glacier National Park, the first territorial capital and Yellowstone National Park. In a state that’s known for being more prolific for its wildlife than its human population, it’s good to know there is a reliable resource for healthcare coverage via Medicare.

Residents of Montana who are turning 65 years old and earlier for certain people with disabilities should know that Medicare Advantage (MA) plans, also known as Medicare Part C, is an alternative to hospital insurance from Medicare Part A and doctor’s insurance of Medicare Part B. MA plans in Montana offer at least the same level of coverage as Medicare Parts A and B, are approved by Medicare and replace Medicare Part A and Medicare Part B.

Many Montana residents select a Medicare Advantage plan because of the additional benefits that may be provided. Those who want coverage for vision, dental, hearing as well as other routine medical services should consider a Medicare Advantage plan in Montana as these benefits may also be included.

What Are Medicare Advantage Plans in Montana?

Montana is rich in national treasures such a Glacier National Park, the first territorial capital and Yellowstone National Park. In a state that’s known for being more prolific for its wildlife than its human population, it’s good to know there is a reliable resource for healthcare coverage via Medicare.

Residents of Montana who are turning 65 years old and earlier for certain people with disabilities should know that Medicare Advantage (MA) plans, also known as Medicare Part C, is an alternative to hospital insurance from Medicare Part A and doctor’s insurance of Medicare Part B. MA plans in Montana offer at least the same level of coverage as Medicare Parts A and B, are approved by Medicare and replace Medicare Part A and Medicare Part B.

Many Montana residents select a Medicare Advantage plan because of the additional benefits that may be provided. Those who want coverage for vision, dental, hearing as well as other routine medical services should consider a Medicare Advantage plan in Montana as these benefits may also be included.

Compare Medicare plans and request a free quote today!

How Do I Know If I’m Eligible for a Medicare Advantage Plan in Montana?

Typically, figuring out your eligibility for a Medicare Advantage plan in Montana is straightforward. If you’re approved for Medicare Parts A and B and you live in an area where Medicare Advantage plans are sold (county and zip code), you are eligible. Choosing a Medicare Advantage plan is a choice that could potentially save you money because many Medicare Advantage plans have $0 monthly premiums. Copayments, coinsurance and deductibles vary depending on the Medicare plan in which you choose to enroll.

Montana residents cannot be enrolled in a Medicare Advantage Plan and a Medicare Supplement Insurance (Medigap) plan at the same time. A Medicare Supplement Insurance plan (Medigap) helps cover some of the gaps in coverage: the copayments, coinsurance and deductibles that aren’t covered by Medicare Parts A and B.

Are Prescription Drugs Covered by a Medicare Advantage Plan in Montana?

Residents of Montana living within the 56 counties throughout the state who are looking for prescription drug coverage should consider a Medicare Part C plan as most Medicare Advantage plans also include Part D prescription drug coverage. A Medicare Advantage plan including prescription drug coverage is called a MPAD and provides prescription drug coverage.

Montana residents cannot be enrolled in a Medicare Advantage Plan and a Medicare Supplement Insurance (Medigap) plan at the same time. A Medicare Supplement Insurance plan (Medigap) helps cover some of the gaps in coverage: the copayments, coinsurance and deductibles that aren’t covered by Medicare Parts A and B.

Are Prescription Drugs Covered by a Medicare Advantage Plan in Montana?

Residents of Montana living within the 56 counties throughout the state who are looking for prescription drug coverage should consider a Medicare Part C plan as most Medicare Advantage plans also include Part D prescription drug coverage. A Medicare Advantage plan including prescription drug coverage is called a MPAD and provides prescription drug coverage.

What Are the Most Popular Medicare Advantage Plans in Montana?

As reported by the Centers for Medicare & Medicare Services (CMS.gov), among Montana residents enrolled in Medicare Advantage, over one-half (55.4%) choose a Local PPO while 41.7% choose an HMO/HMOPOS. Knowing how much Medicare plan coverage you need will help you determine the right Medicare Advantage plan in Montana for your needs.

You can become more informed about Medicare Advantage plans available in Montana by contacting a SelectQuote licensed sales agent who can guide you through the Medicare maze. Acting as your advocate, our licensed sales agents help you weigh the Medicare Advantage plan options in your area, understand costs and answer questions you may have throughout the process. SelectQuote individually shops more than 20 national insurance companies to help find a plan that meets your individual needs and budget.

When Can I Enroll in a Medicare Advantage (Part C) Plan?

Enrollment in a Medicare Advantage plan occurs during specified enrollment periods. Medicare enrollment in Montana opens for residents prior to turning age 65 or earlier in special disability cases. The Initial Enrollment Period (IEP) runs for seven months.

IEP begins three months before turning age 65, including the birthday month, and ends 3 months after the birthday month. It is also the time allotted for enrollment in Medicare Parts A, B, C and D. For example, if you’re a Montana resident with an April birthday, your IEP runs from January through July.

You may also enroll in a Medicare Advantage plan during the Medicare Advantage and Prescription Drug Plan Annual Enrollment Period (AEP), which occurs annually each fall. Medicare’s AEP runs from October 15 through December 7 each year. The key dates for AEP are as follows:

Oct. 15 – Annual Enrollment Period Begins

Dec. 7 – Annual Enrollment Period Ends

Jan. 1 – First Date Coverage can start

Oct. 15 – Annual Enrollment Period Begins

Dec. 7 – Annual Enrollment Period Ends

Jan. 1 – First Date Coverage can start

During the Annual Enrollment every year, Montana residents can:

  • Switch from Medicare Parts A and B (Original Medicare) to a Medicare Advantage (Part C) plan
  • Change from one Medicare Advantage Plan to another
  • Switch from one Prescription Drug (Part D) plan to another
  • Add a Prescription Drug (Part D) plan if you didn’t enroll when first eligible for Medicare

In addition to AEP, Montana residents who are enrolled in a Medicare Advantage plan can make a one-time plan change during the Open Enrollment (OEP) period, which occurs each year from January 1 through March 31. There are also Medicare Special Enrollment Periods (SEP) you may be able to enroll in Medicare or make changes to your existing Medicare Advantage coverage because of certain events and life changes, such as moving or losing employer coverage.

Is a Montana Medicare Advantage Plan Right for You?

It’s important to know if you’re getting all of the available Medicare benefits you deserve. Working with a SelectQuote licensed sales agent can help you stay up to date with the annual updates that insurance companies make to Medicare plans each year. As a trusted independent third-party company specializing in helping consumers understand the ins and outs of Medicare, SelectQuote is here to help you find the right Medicare Advantage plan in Montana to meet your specific needs.

To ensure you are getting all the benefits you are entitled to receive, call or complete your online form today. Let SelectQuote’s personal licensed sales agents simplify the Medicare maze by comparing rates and independently shopping insurance companies to help you find an affordable option that meets your unique needs.

Is a Montana Medicare Advantage Plan Right for You?

It’s important to know if you’re getting all of the available Medicare benefits you deserve. Working with a SelectQuote licensed sales agent can help you stay up to date with the annual updates that insurance companies make to Medicare plans each year. As a trusted independent third-party company specializing in helping consumers understand the ins and outs of Medicare, SelectQuote is here to help you find the right Medicare Advantage plan in Montana to meet your specific needs.

To ensure you are getting all the benefits you are entitled to receive, call or complete your online form today. Let SelectQuote’s personal licensed sales agents simplify the Medicare maze by comparing rates and independently shopping insurance companies to help you find an affordable option that meets your unique needs.