Select Page

Medicare Advantage Plans (Part C) in Missouri

No obligation to enroll

What Do I Need to Know About Medicare Advantage Plans in Missouri?

Around the age of 65, citizens in the Show Me State of Missouri know it’s time to start thinking about Medicare and the kind of coverage they will need in their senior years. Because the various aspects of Medicare can be confusing, it’s easy to put off a dive into the maze of Medicare but residents of Missouri should look into their healthcare coverage choices, including a Missouri Medicare Advantage plan, when they are approaching the age of 65.

Medicare Advantage (MA) plans are also known as Medicare Part C. No matter which name is used, this is an option for Missouri residents to receive hospital coverage from Medicare Part A as well as insurance for doctor’s office and medical visits covered by Medicare Part B. Medicare Advantage plans are offered by private insurance companies, offer at least the same coverage level as Medicare Part A and Medicare Part B, are Medicare approved and replace Medicare Part A and Medicare Part B coverage.

Missouri residents may want to consider an MA plan because of the additional benefits typically included. This includes things like routine dental, vision and hearing coverage as well as routine medical services.

What Do I Need to Know About Medicare Advantage Plans in Missouri?

Around the age of 65, citizens in the Show Me State of Missouri know it’s time to start thinking about Medicare and the kind of coverage they will need in their senior years. Because the various aspects of Medicare can be confusing, it’s easy to put off a dive into the maze of Medicare but residents of Missouri should look into their healthcare coverage choices, including a Missouri Medicare Advantage plan, when they are approaching the age of 65.

Medicare Advantage (MA) plans are also known as Medicare Part C. No matter which name is used, this is an option for Missouri residents to receive hospital coverage from Medicare Part A as well as insurance for doctor’s office and medical visits covered by Medicare Part B. Medicare Advantage plans are offered by private insurance companies, offer at least the same coverage level as Medicare Part A and Medicare Part B, are Medicare approved and replace Medicare Part A and Medicare Part B coverage.

Missouri residents may want to consider an MA plan because of the additional benefits typically included. This includes things like routine dental, vision and hearing coverage as well as routine medical services.

Compare Medicare plans and request a free quote today!

How Do I Know If I’m Eligible for a Medicare Advantage Plan in Missouri?

Determining eligibility for enrollment in a Medicare Advantage plan is easy. Once you know your eligibility for Medicare Parts A and B, you are also eligible for a Part C Medicare Advantage plan in Missouri, assuming you reside in an area where Medicare Advantage plans are sold. Looking into a Medicare Advantage plan specific to Missouri is smart because it can potentially save you money as many Medicare Advantage plans have $0 premiums. Coinsurance, copayments and deductibles will vary depending on the Medicare Advantage plan in which you enroll.

Missouri residents cannot be enrolled in a Medicare Advantage Plan and a Medicare Supplement Insurance (Medigap) plan at the same time. A Medicare Supplement Insurance plan (Medigap) helps cover some of the gaps in coverage: the copayments, coinsurance and deductibles that aren’t covered by Medicare Parts A and B.

What Prescription Drugs are Covered in Missouri Medicare Advantage Plans?

Missouri residents living within any of the 114 counties who need prescription drug coverage should look at a Medicare Part C plan. The reason why is that most of the Medicare Advantage plans also include Part D prescription drug coverage. A Medicare Advantage plan with coverage for prescription drug coverage is also known as a MAPD. Enrolling in MAPD could help protect Missouri consumers from rising prescription costs over the long-term.

Missouri residents cannot be enrolled in a Medicare Advantage Plan and a Medicare Supplement Insurance (Medigap) plan at the same time. A Medicare Supplement Insurance plan (Medigap) helps cover some of the gaps in coverage: the copayments, coinsurance and deductibles that aren’t covered by Medicare Parts A and B.

What Prescription Drugs are Covered in Missouri Medicare Advantage Plans?

Missouri residents living within any of the 114 counties who need prescription drug coverage should look at a Medicare Part C plan. The reason why is that most of the Medicare Advantage plans also include Part D prescription drug coverage. A Medicare Advantage plan with coverage for prescription drug coverage is also known as a MAPD. Enrolling in MAPD could help protect Missouri consumers from rising prescription costs over the long-term.

What Medicare Advantage Plans in Missouri Are the Most Popular?

Finding the right Medicare Advantage plan in Missouri is as unique as the person needing the benefits. Amount Missouri residents who have enrolled in a Medicare Advantage plan, the majority (59%), choose an HMO/HMOPOS plan while 30% choose a Local PPO, as reported by the Centers for Medicare & Medicare Services (CMS.gov). Determining the right Medicare Advantage plan in Missouri for your needs starts with knowing how much Medicare Advantage plan coverage you need today and in the future.

You can become more informed about Medicare Advantage plans in Missouri by contacting a SelectQuote licensed sales agent who can guide you through the Medicare maze. Acting as your advocate, our licensed sales agents help you weigh the Medicare Advantage plan options in your area, understand costs and answer questions throughout the process. SelectQuote individually shops more than 20 national insurance companies to help find a plan that works with your needs and budget.

What’s the Timeline for Enrollment in a Missouri Medicare Advantage Plan?

Enrollment in a Medicare Advantage plan occurs during specified enrollment periods. Medicare enrollment in Missouri opens for residents prior to turning age 65 or earlier in special disability cases. The Initial Enrollment Period (IEP) runs for seven months.

IEP begins three months before turning age 65, including the birthday month, and ends 3 months after the birthday month. It is also the time allotted for enrollment in Medicare Parts A, B, C and D. For example, if you’re a Missourian with a February birthday, your IEP runs from November to May.

You may also enroll in a Medicare Advantage plan during the Medicare Advantage and Prescription Drug Plan Annual Enrollment Period (AEP), which occurs annually each fall. Medicare’s AEP runs from October 15 through December 7 each year. The key dates for AEP are as follows:

Oct. 15 – Annual Enrollment Period Begins

Dec. 7 – Annual Enrollment Period Ends

Jan. 1 – First Date Coverage can start

Oct. 15 – Annual Enrollment Period Begins

Dec. 7 – Annual Enrollment Period Ends

Jan. 1 – First Date Coverage can start

During the Annual Enrollment every year, Missouri residents can:

  • Switch from Medicare Parts A and B (Original Medicare) to a Medicare Advantage (Part C) plan
  • Change from one Medicare Advantage Plan to another
  • Switch from one Prescription Drug (Part D) plan to another
  • Add a Prescription Drug (Part D) plan if you didn’t enroll when first eligible for Medicare

In addition to AEP, Missouri residents who are enrolled in a Medicare Advantage plan can make a one-time plan change during the Open Enrollment (OEP) period, which occurs each year from January 1 through March 31. There are also Medicare Special Enrollment Periods (SEP) you may be able to enroll in Medicare or make changes to your existing Medicare Advantage coverage because of certain events and life changes, such as moving or losing employer coverage.

Is a Missouri Medicare Advantage Plan Right for You?

As a trusted third-party company specializing in helping consumers understand the ins and outs of Medicare, SelectQuote is here to help Missouri residents find the right Medicare Advantage plan for their needs. SelectQuote can ensure you are getting all the available benefits you deserve while staying up to date with the annual updates to Medicare plans made by insurance companies.

To ensure you are getting all the benefits you are entitled to receive, call or complete your online form today. Let SelectQuote’s personal licensed sales agents simplify the Medicare maze by comparing rates and independently shopping insurance companies to help you find an affordable option that meets your unique needs.

Is a Missouri Medicare Advantage Plan Right for You?

As a trusted third-party company specializing in helping consumers understand the ins and outs of Medicare, SelectQuote is here to help Missouri residents find the right Medicare Advantage plan for their needs. SelectQuote can ensure you are getting all the available benefits you deserve while staying up to date with the annual updates to Medicare plans made by insurance companies.

To ensure you are getting all the benefits you are entitled to receive, call or complete your online form today. Let SelectQuote’s personal licensed sales agents simplify the Medicare maze by comparing rates and independently shopping insurance companies to help you find an affordable option that meets your unique needs.