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Medicare Advantage Plans (Part C) in Maine

No obligation to enroll

What Are the Medicare Advantage Plans in Maine?

As a resident of Maine, you’re blessed to spend your days in the Vacation State. But no matter where you live, not every day will feel like a day of vacation. Somedays you must also think about things in the future, including figuring out the Medicare maze if you’re a Maine resident age 65 or older. The federally administered program is a primary source of health coverage for Maine residents who have just turned 65 years old and it’s also a source of insurance for younger individuals with certain disabilities. While you might not equate celebrating 65 years with Medicare enrollment, it’s time to do so and understand your options for buying a Medicare Advantage plan in Maine.

Medicare Advantage (MA) plans, a.k.a. Medicare Part C, is a way to receive insurance Medicare Part A (hospital insurance) and/or Medicare Part B (medical/doctor’s office insurance). Private insurance companies offer Medicare Advantage plans that are approved by Medicare and replace coverage from Medicare Part A and Medicare Part B.

Many residents of Maine choose a MA plan because of the additional benefits included. Maine residents needing hearing, dental, vision and other routine medical services should consider an MA plan in Maine because these types of benefits are typically included.

What Are the Medicare Advantage Plans in Maine?

As a resident of Maine, you’re blessed to spend your days in the Vacation State. But no matter where you live, not every day will feel like a day of vacation. Somedays you must also think about things in the future, including figuring out the Medicare maze if you’re a Maine resident age 65 or older. The federally administered program is a primary source of health coverage for Maine residents who have just turned 65 years old and it’s also a source of insurance for younger individuals with certain disabilities. While you might not equate celebrating 65 years with Medicare enrollment, it’s time to do so and understand your options for buying a Medicare Advantage plan in Maine.

Medicare Advantage (MA) plans, a.k.a. Medicare Part C, is a way to receive insurance Medicare Part A (hospital insurance) and/or Medicare Part B (medical/doctor’s office insurance). Private insurance companies offer Medicare Advantage plans that are approved by Medicare and replace coverage from Medicare Part A and Medicare Part B.

Many residents of Maine choose a MA plan because of the additional benefits included. Maine residents needing hearing, dental, vision and other routine medical services should consider an MA plan in Maine because these types of benefits are typically included.

Compare Medicare plans and request a free quote today!

How Is Eligibility for a Medicare Advantage Plan in Maine Determined?

Determining eligibility for Medicare enrollment in Maine is a cinch. If you’re approved for a Medicare Part A and Medicare Part B plan and you live in an area where MA plans are sold, you’re also eligible for enrollment in a Medicare Advantage plan. Being cognizant of increasing medical needs with age, a Medicare Advantage plan specific to Maine residents could help save you money because many MA plans have $0 monthly premiums. Copayments, coinsurance and deductibles vary depending on the plan you choose.

Maine residents cannot be enrolled in a Medicare Advantage plan and a Medicare Supplement (Medigap) plan at the same time. A Medicare Supplement plan (Medigap) assists with covering some of the gaps in coverage including copayment, coinsurance and deductibles that aren’t covered by Medicare Parts A and B.

Are Prescription Drugs Covered by Medicare Advantage Plans in Maine?

Any resident of the 16 counties in Maine who is looking for prescription drug coverage should consider a Medicare Part C plan because most Medicare Advantage plans also include Part D prescription drug coverage. A Medicare Advantage plan including prescription drug coverage is called a MAPD and can help cover the cost of prescription drugs.

Maine residents cannot be enrolled in a Medicare Advantage plan and a Medicare Supplement (Medigap) plan at the same time. A Medicare Supplement plan (Medigap) assists with covering some of the gaps in coverage including copayment, coinsurance and deductibles that aren’t covered by Medicare Parts A and B.

Are Prescription Drugs Covered by Medicare Advantage Plans in Maine?

Any resident of the 16 counties in Maine who is looking for prescription drug coverage should consider a Medicare Part C plan because most Medicare Advantage plans also include Part D prescription drug coverage. A Medicare Advantage plan including prescription drug coverage is called a MAPD and can help cover the cost of prescription drugs.

What Are Some of the Most Popular Medicare Advantage Plans in Maine?

Finding the right Medicare Advantage plan in Maine is as unique as the resident the plan is there to support. Among Maine residents who are enrolled in a Medicare Advantage plan, over one-half (55.5%) choose an HMO/HMOPOS plan while 40.2% enroll in a Local PPO, as reported by the Centers for Medicare & Medicare Services (CMS.gov). Knowing how much Medicare plan coverage you need will help you determine the right Medicare Advantage plan in Maine for your needs.

You can become more informed about Medicare Advantage plans available in Maine by working with a SelectQuote licensed sales agent who can guide you through the Medicare maze. Acting as your advocate, our licensed sales agents help you weigh the Medicare Advantage plan options in Maine, understand costs and answer questions you might have throughout the process. SelectQuote individually shops more than 20 national insurance companies to help you find a plan that works for your needs and budget.

When Can I Enroll in a Medicare Advantage Plan in Maine?

Enrollment in a Medicare Advantage plan is open during specified enrollment periods. Medicare enrollment in Maine opens for residents prior to turning age 65 or earlier in special disability cases.The Initial Enrollment Period (IEP) runs for seven months.

IEP begins three months before turning age 65, including the birthday month, and ends 3 months after the birthday month. It is also the time allotted for enrollment in Medicare Parts A, B, C and D. For example, if you’re a Maine resident with a February birthday, your IEP runs from November through May.

You may also enroll in a Medicare Advantage plan during the Medicare Advantage and Prescription Drug Plan Annual Enrollment Period (AEP), which occurs annually each fall. Medicare’s AEP runs from October 15 through December 7 each year. The key dates for AEP are as follows:

Oct. 15 – Annual Enrollment Period Begins

Dec. 7 – Annual Enrollment Period Ends

Jan. 1 – First Date Coverage can start

Oct. 15 – Annual Enrollment Period Begins

Dec. 7 – Annual Enrollment Period Ends

Jan. 1 – First Date Coverage can start

During the Annual Enrollment every year, Maine residents can:

  • Switch from Medicare Parts A and B (Original Medicare) to a Medicare Advantage (Part C) plan
  • Change from one Medicare Advantage Plan to another
  • Switch from one Prescription Drug (Part D) plan to another
  • Add a Prescription Drug (Part D) plan if you didn’t enroll when first eligible for Medicare

In addition to AEP, Maine residents who are enrolled in a Medicare Advantage plan can make a one-time plan change during the Open Enrollment (OEP) period, which occurs each year from January 1 through March 31. There are also Medicare Special Enrollment Periods (SEP) you may be able to enroll in Medicare or make changes to your existing Medicare Advantage coverage because of certain events and life changes, such as moving or losing employer coverage.

Is a Maine Medicare Advantage Plan Right for You?

SelectQuote can help ensure you are getting all the available benefits you deserve while staying up to date with the annual updates to Medicare plans made by insurance companies. As a trusted third-party company specializing in helping consumers understand their options with Medicare plans, SelectQuote is here to help you find the right Medicare Advantage plan in Maine.

To ensure you are getting all the benefits you are entitled to receive, call or complete your online form today. Let SelectQuote’s personal licensed sales agents simplify the Medicare maze by comparing rates and independently shopping insurance companies to help you find an affordable option that meets your unique needs.

Is a Maine Medicare Advantage Plan Right for You?

SelectQuote can help ensure you are getting all the available benefits you deserve while staying up to date with the annual updates to Medicare plans made by insurance companies. As a trusted third-party company specializing in helping consumers understand their options with Medicare plans, SelectQuote is here to help you find the right Medicare Advantage plan in Maine.

To ensure you are getting all the benefits you are entitled to receive, call or complete your online form today. Let SelectQuote’s personal licensed sales agents simplify the Medicare maze by comparing rates and independently shopping insurance companies to help you find an affordable option that meets your unique needs.