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Medicare Advantage Plans (Part C) in Illinois

No obligation to enroll

Which Medicare Advantage Plans in Illinois Are Right For You?

If you live in the Land of Lincoln and you’re contemplating 65 candles on this year’s birthday cake, it’s time to start thinking about Medicare. A primary source of healthcare coverage throughout the Prairie State, Medicare is the federally administered program serving those 65 years of age and older as well as some younger disabled individuals. While Medicare is not the most exciting birthday gift to receive, it is a benefit you receive and because of that, it’s important to know your healthcare coverage options regarding Medicare Advantage plans in Illinois.

Known as Medicare Part C and Medicare Advantage, Medicare Advantage plans help Illinois residents receive hospital plan insurance through Medicare Part A along with the medical and doctor’s office coverage with Medicare Part B. Private insurance companies sell Medicare Advantage plans in Illinois. These plans are approved by Medicare, offer at least the same level of coverage at Medicare Parts A and B and replace coverage by Medicare Part A and Medicare Part B.

Many people select a Medicare Advantage plan because of the additional benefits that are included. Illinois residents needing coverage for hearing, vision, dental and other routine medical services should consider a Medicare Advantage plan in Illinois as these types of benefits are typically included.

Which Medicare Advantage Plans in Illinois Are Right For You?

If you live in the Land of Lincoln and you’re contemplating 65 candles on this year’s birthday cake, it’s time to start thinking about Medicare. A primary source of healthcare coverage throughout the Prairie State, Medicare is the federally administered program serving those 65 years of age and older as well as some younger disabled individuals. While Medicare is not the most exciting birthday gift to receive, it is a benefit you receive and because of that, it’s important to know your healthcare coverage options regarding Medicare Advantage plans in Illinois.

Known as Medicare Part C and Medicare Advantage, Medicare Advantage plans help Illinois residents receive hospital plan insurance through Medicare Part A along with the medical and doctor’s office coverage with Medicare Part B. Private insurance companies sell Medicare Advantage plans in Illinois. These plans are approved by Medicare, offer at least the same level of coverage at Medicare Parts A and B and replace coverage by Medicare Part A and Medicare Part B.

Many people select a Medicare Advantage plan because of the additional benefits that are included. Illinois residents needing coverage for hearing, vision, dental and other routine medical services should consider a Medicare Advantage plan in Illinois as these types of benefits are typically included.

Compare Medicare plans and request a free quote today!

What Do I Need to Determine Eligibility for a Medicare Advantage Plan in Illinois?

Determining eligibility for enrollment in a Medicare Advantage (MA) plan is as easy as knowing if you’re already eligible for Medicare Parts A and B and assuming you reside in an area (county/zip code) where Medicare Advantage plans are sold. Eligibility for one often means eligibility for another. Knowing the possibility of medical needs increasing with age, a Medicare Advantage plan specific to Illinois may save you money because many Medicare Advantage plans have $0 monthly premiums. Coinsurance, copayments and deductibles vary depending on the Medicare Advantage plan in which you enroll.

Illinois residents cannot be enrolled in a Medicare Advantage Plan and a Medicare Supplement (Medigap) plan at the same time. A Medicare Supplement plan (Medigap) helps cover the some of the gaps in coverage as copayments, coinsurance and deductibles that aren’t covered by Medicare Parts A and B.

Will My Prescription Drugs Get Coverage with a Medicare Advantage Plan in Illinois?

Any resident of the 102 counties in Illinois who is looking for prescription drug coverage should consider a Medicare Part C plan because most Medicare Advantage plans also include Part D prescription drug coverage. A Medicare Advantage plan including prescription drug coverage is called a MAPD and can help cover the cost of prescriptions.

Illinois residents cannot be enrolled in a Medicare Advantage Plan and a Medicare Supplement (Medigap) plan at the same time. A Medicare Supplement plan (Medigap) helps cover the some of the gaps in coverage as copayments, coinsurance and deductibles that aren’t covered by Medicare Parts A and B.

Will My Prescription Drugs Get Coverage with a Medicare Advantage Plan in Illinois?

Any resident of the 102 counties in Illinois who is looking for prescription drug coverage should consider a Medicare Part C plan because most Medicare Advantage plans also include Part D prescription drug coverage. A Medicare Advantage plan including prescription drug coverage is called a MAPD and can help cover the cost of prescriptions.

What Are the Most Popular Medicare Advantage Plans in Illinois?

Finding the right Medicare Advantage plan in Illinois is as unique as the person the plan is there to support. Among Illinois residents who are enrolled in a Medicare Advantage plan, 46% choose a Local PPO plan while 42% choose to enroll in an HMO/HMOPOS plan, as reported by the Centers for Medicare & Medicare Services (CMS.gov). Knowing how much Medicare plan coverage you need will help you determine the right Medicare Advantage Plan in Illinois to meet your needs.

You can become more informed about Medicare Advantage plans available in Illinois by contacting a SelectQuote licensed sales agent who can guide you through the Medicare maze. Acting as your advocate, our licensed sales agents help you weigh the Medicare Advantage plan options in your area, understand costs and answer questions throughout the process. SelectQuote individually shops more than 20 national insurance companies to help you meet your Medicare needs.

Do I Have a Timeframe for Enrollment?

Enrollment in a Medicare Advantage plan occurs during specified enrollment periods. Medicare enrollment in Illinois opens for residents prior to turning age 65 or earlier in special disability cases. The Initial Enrollment Period (IEP) runs for seven months.

IEP begins three months before turning age 65, including the birthday month, and ends 3 months after the birthday month. It is also the time allotted for enrollment in Medicare Parts A, B, C and D. For example, if you’re an Illinois resident with an August birthday, your IEP runs from May through November.

You may also enroll in a Medicare Advantage plan during the Medicare Advantage and Prescription Drug Plan Annual Enrollment Period (AEP), which occurs annually each fall. Medicare’s AEP runs from October 15 through December 7 each year. The key dates for AEP are as follows:

Oct. 15 – Annual Enrollment Period Begins

Dec. 7 – Annual Enrollment Period Ends

Jan. 1 – First Date Coverage can start

Oct. 15 – Annual Enrollment Period Begins

Dec. 7 – Annual Enrollment Period Ends

Jan. 1 – First Date Coverage can start

During the Annual Enrollment every year, Illinois residents can:

  • Switch from Medicare Parts A and B (Original Medicare) to a Medicare Advantage (Part C) plan
  • Change from one Medicare Advantage Plan to another
  • Switch from one Prescription Drug (Part D) plan to another
  • Add a Prescription Drug (Part D) plan if you didn’t enroll when first eligible for Medicare

In addition to AEP, Illinois residents who are enrolled in a Medicare Advantage plan can make a one-time plan change during the Open Enrollment (OEP) period, which occurs each year from January 1 through March 31. There are also Medicare Special Enrollment Periods (SEP) you may be able to enroll in Medicare or make changes to your existing Medicare Advantage coverage because of certain events and life changes, such as moving or losing employer coverage.

Is an Illinois Medicare Advantage Plan Right for You?

Not sure if you’re getting all the available benefits you deserve and staying up to date with the annual updates made to Medicare plans? SelectQuote can help. As a trusted independent third-party company, SelectQuote is here to assist Illinois residents in finding the right Medicare Advantage plan to meet your needs.

To ensure you are getting all the benefits you are entitled to receive, call or complete your online form today. Let SelectQuote’s personal licensed sales agents simplify the Medicare maze by comparing rates and independently shopping insurance companies to help you find an affordable option that meets your unique needs.

Is an Illinois Medicare Advantage Plan Right for You?

Not sure if you’re getting all the available benefits you deserve and staying up to date with the annual updates made to Medicare plans? SelectQuote can help. As a trusted independent third-party company, SelectQuote is here to assist Illinois residents in finding the right Medicare Advantage plan to meet your needs.

To ensure you are getting all the benefits you are entitled to receive, call or complete your online form today. Let SelectQuote’s personal licensed sales agents simplify the Medicare maze by comparing rates and independently shopping insurance companies to help you find an affordable option that meets your unique needs.