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Medicare Advantage Plans (Part C) in Florida

No obligation to enroll

What Are Medicare Advantage Plans in Florida?

In the Sunshine State, Medicare is a primary source of healthcare coverage for Florida residents 65 years of age and older. Snowbirds and native Floridians alike typically begin thinking about enrollment in the federally administered program as they approach age 65 or earlier for certain disabled individuals. In addition to Medicare Parts A and B, you’ll want to know about your healthcare options with a Florida Medicare Advantage plan.

Medicare Advantage plans are also known as Medicare Part C. No matter what term you use, Medicare Advantage or Part C, both are a way to receive Medicare Part A (hospital insurance) and/or Medicare Part B (medical/doctor’s office insurance) coverage. Medicare Advantage plans in Florida are available through private insurance companies, offer at least the same coverage as Medicare Parts A and B, are approved by Medicare and replace coverage by Medicare Part A and Medicare Part B.

Many people select a Medicare Advantage plan because of the extra benefits that are included. Florida residents needing coverage for hearing, vision, dental and other routine medical services should consider a Medicare Advantage Plan in Florida as these types of benefits are typically included.

What Are Medicare Advantage Plans in Florida?

In the Sunshine State, Medicare is a primary source of healthcare coverage for Florida residents 65 years of age and older. Snowbirds and native Floridians alike typically begin thinking about enrollment in the federally administered program as they approach age 65 or earlier for certain disabled individuals. In addition to Medicare Parts A and B, you’ll want to know about your healthcare options with a Florida Medicare Advantage plan.

Medicare Advantage plans are also known as Medicare Part C. No matter what term you use, Medicare Advantage or Part C, both are a way to receive Medicare Part A (hospital insurance) and/or Medicare Part B (medical/doctor’s office insurance) coverage. Medicare Advantage plans in Florida are available through private insurance companies, offer at least the same coverage as Medicare Parts A and B, are approved by Medicare and replace coverage by Medicare Part A and Medicare Part B.

Many people select a Medicare Advantage plan because of the extra benefits that are included. Florida residents needing coverage for hearing, vision, dental and other routine medical services should consider a Medicare Advantage Plan in Florida as these types of benefits are typically included.

Compare Medicare plans and request a free quote today!

How Do I Know if I am Eligible for a Medicare Advantage Plan in Florida?

On a positive note, eligibility for a Medicare Advantage (MA) plan in Florida is typically easy to figure out. Those who are eligible for Medicare Parts A and B are also eligible for Part C. This assumes you’re living in a county/zip code where Medicare Advantage plans are sold. Knowing the probability of increasing medical needs with age, finding a Medicare Advantage plan specific to Florida residents may be a smart option for saving precious finances as many Medicare Advantage plans have $0 monthly premiums. Deductibles, coinsurance and copayments vary depending on which Medicare Advantage plan you choose.

Florida residents cannot be enrolled in a Medicare Advantage Plan and a Medicare Supplement (Medigap) plan at the same time. A Medicare Supplement plan (Medigap) helps cover some of the gaps in coverage such as copayment, coinsurance and deductibles that aren’t covered by Medicare Parts A and B.

Will Medicare Advantage Plans Cover Prescription Drugs in Florida?

Any resident of the 67 counties in Florida who is looking for prescription drug coverage should consider a Medicare Part C plan. This is because most Medicare Advantage plans also include Part D prescription drug coverage. A Medicare Advantage plan including prescription drug coverage is called a MAPD and provides prescription drug coverage.

Florida residents cannot be enrolled in a Medicare Advantage Plan and a Medicare Supplement (Medigap) plan at the same time. A Medicare Supplement plan (Medigap) helps cover some of the gaps in coverage such as copayment, coinsurance and deductibles that aren’t covered by Medicare Parts A and B.

Will Medicare Advantage Plans Cover Prescription Drugs in Florida?

Any resident of the 67 counties in Florida who is looking for prescription drug coverage should consider a Medicare Part C plan. This is because most Medicare Advantage plans also include Part D prescription drug coverage. A Medicare Advantage plan including prescription drug coverage is called a MAPD and provides prescription drug coverage.

What Are the Most Popular Medicare Advantage Plans in Florida?

Finding the right Medicare Advantage plan in Florida is as unique as the person the plan is there to support. Among Florida residents who are enrolled in a Medicare Advantage plan, two-thirds (66%) choose an HMO/HMOPOS while one-fifth (22%) choose a Local PPO plan and 12% choose a Regional PPO as reported by the Centers for Medicare & Medicare Services (CMS.gov). Knowing how much Medicare plan coverage you need will help you determine the right Medicare Advantage plan in Florida for your needs.

You can become more informed about Medicare Advantage plans available in Florida by contacting a SelectQuote licensed sales agent who can guide you through the Medicare maze. Acting as your advocate, our licensed sales agents help you weigh the Medicare Advantage plan options in your area, understand costs and answer questions throughout the process. SelectQuote individually shops more than 20 national insurance companies to help find the right plan for your budget and Medicare needs.

How Soon Can I Enroll in a Medicare Advantage Plan in Florida?

Enrollment in a Medicare Advantage plan occurs during specified enrollment periods. Medicare enrollment in Florida opens for residents prior to turning age 65 or earlier in special disability cases. The Initial Enrollment Period (IEP) runs for seven months.

IEP begins three months before turning age 65, including the birthday month, and ends 3 months after the birthday month. It is also the time allotted for enrollment in Medicare Parts A, B, C and D. For example, if you’re a Floridian with a May birthday, your IEP runs from February through August.

You may also enroll in a Medicare Advantage plan during the Medicare Advantage and Prescription Drug Plan Annual Enrollment Period (AEP), which occurs annually each fall. Medicare’s AEP runs from October 15 through December 7 each year. The key dates for AEP are as follows:

Oct. 15 – Annual Enrollment Period Begins

Dec. 7 – Annual Enrollment Period Ends

Jan. 1 – First Date Coverage can start

Oct. 15 – Annual Enrollment Period Begins

Dec. 7 – Annual Enrollment Period Ends

Jan. 1 – First Date Coverage can start

During the Annual Enrollment every year, Florida residents can:

  • Switch from Medicare Parts A and B (Original Medicare) to a Medicare Advantage (Part C) plan
  • Change from one Medicare Advantage Plan to another
  • Switch from one Prescription Drug (Part D) plan to another
  • Add a Prescription Drug (Part D) plan if you didn’t enroll when first eligible for Medicare

In addition to AEP, Florida residents who are enrolled in a Medicare Advantage plan can make a one-time plan change during the Open Enrollment (OEP) period, which occurs each year from January 1 through March 31. There are also Medicare Special Enrollment Periods (SEP) you may be able to enroll in Medicare or make changes to your existing Medicare Advantage coverage because of certain events and life changes, such as moving or losing employer coverage.

Is a Florida Medicare Advantage Plan Right for You?

It’s important to know if you’re getting all the available benefits you deserve. SelectQuote can help with this and verify if you’re staying up to date with the annual updates to Medicare plans made by insurance companies. As a trusted independent third-party company, SelectQuote is here to help Florida residents find the right Medicare Advantage Plan for your needs.

To ensure you are getting all the benefits you are entitled to receive, call or complete your online form today. Let SelectQuote’s personal licensed sales agents simplify the Medicare maze by comparing rates and independently shopping insurance companies to help you find an affordable option that meets your unique needs.

Is a Florida Medicare Advantage Plan Right for You?

It’s important to know if you’re getting all the available benefits you deserve. SelectQuote can help with this and verify if you’re staying up to date with the annual updates to Medicare plans made by insurance companies. As a trusted independent third-party company, SelectQuote is here to help Florida residents find the right Medicare Advantage Plan for your needs.

To ensure you are getting all the benefits you are entitled to receive, call or complete your online form today. Let SelectQuote’s personal licensed sales agents simplify the Medicare maze by comparing rates and independently shopping insurance companies to help you find an affordable option that meets your unique needs.