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Medicare Advantage Plans (Part C) in Delaware

No obligation to enroll

How Do Medicare Advantage Plans Work in Delaware?

Residents of the “First State” know something about liberty and independence. Knowing what to expect from Medicare is an important step to remaining independent through your personal health care journey. Medicare is a federally administered program and the primary source of health coverage for Delaware residents 65 years of age and older and some disabled individuals under the age of 65. Understanding the aspects of Medicare as you approach age 65 includes knowing your healthcare options with a Delaware Medicare Advantage plan.

Learning the Medicare lingo includes knowing that Medicare Part C is the same thing as a Medicare Advantage plan. It’s a way to receive Medicare Part A (hospital insurance) and/or Medicare Part B (medical/doctor’s office insurance). Delawareans can buy a Medicare Advantage plan in Delaware through private insurance companies. Part C plans are approved by Medicare, offer at least the same level of coverage as Medicare Parts A and B and replace coverage by Medicare Part A and Medicare Part B.

Many people select a Medicare Advantage plan because of the additional benefits included. Delaware residents needing hearing, vision, dental and other routine medical services should consider a Medicare Advantage plan as these types of benefits are typically included.

How Do Medicare Advantage Plans Work in Delaware?

Residents of the “First State” know something about liberty and independence. Knowing what to expect from Medicare is an important step to remaining independent through your personal health care journey. Medicare is a federally administered program and the primary source of health coverage for Delaware residents 65 years of age and older and some disabled individuals under the age of 65. Understanding the aspects of Medicare as you approach age 65 includes knowing your healthcare options with a Delaware Medicare Advantage plan.

Learning the Medicare lingo includes knowing that Medicare Part C is the same thing as a Medicare Advantage plan. It’s a way to receive Medicare Part A (hospital insurance) and/or Medicare Part B (medical/doctor’s office insurance). Delawareans can buy a Medicare Advantage plan in Delaware through private insurance companies. Part C plans are approved by Medicare, offer at least the same level of coverage as Medicare Parts A and B and replace coverage by Medicare Part A and Medicare Part B.

Many people select a Medicare Advantage plan because of the additional benefits included. Delaware residents needing hearing, vision, dental and other routine medical services should consider a Medicare Advantage plan as these types of benefits are typically included.

Compare Medicare plans and request a free quote today!

How Do I Determine Eligibility for a Medicare Advantage (MA) Plan in Delaware?

Eligibility for a MA plan is rarely a hurdle if you’re already eligible for Medicare Parts A and B and you live in an area where Medicare Advantage plans are sold. Medicare Advantage insurance provides an additional safety net when needs increase with age. A Medicare Advantage plan specific to Delawareans can could also help save money since many Medicare Advantage plans have $0 monthly premiums. Copayments, coinsurance and deductibles vary depending on the plan you choose.

Delaware residents cannot be enrolled in a Medicare Advantage Plan and a Medicare Supplement (Medigap) plan at the same time. A Medicare Supplement plan (Medigap) assists with covering some of the gaps in coverage including copayment, coinsurance and deductibles that aren’t covered by Medicare Parts A and B.

How Do I Find Out If My Prescription Drugs Are Covered by Medicare Advantage Plans in Delaware?

Any resident of New Castle, Kent and Sussex counties in Delaware who is looking for prescription drug coverage should consider a Medicare Part C plan because most Medicare Advantage plans also include Part D prescription drug coverage. A Medicare Advantage Plan with prescription drug coverage is called a MAPD. When considering prescription drug coverage in Delaware, consider a Medicare Advantage Prescription Drug (MAPD) plan.

Delaware residents cannot be enrolled in a Medicare Advantage Plan and a Medicare Supplement (Medigap) plan at the same time. A Medicare Supplement plan (Medigap) assists with covering some of the gaps in coverage including copayment, coinsurance and deductibles that aren’t covered by Medicare Parts A and B./p>

How Do I Find Out If My Prescription Drugs Are Covered by Medicare Advantage Plans in Delaware?

Any resident of New Castle, Kent and Sussex counties in Delaware who is looking for prescription drug coverage should consider a Medicare Part C plan because most Medicare Advantage plans also include Part D prescription drug coverage. A Medicare Advantage Plan with prescription drug coverage is called a MAPD. When considering prescription drug coverage in Delaware, consider a Medicare Advantage Prescription Drug (MAPD) plan.

How Do I Choose from the Most Popular Medicare Advantage Plans in Delaware?

Finding the right Medicare Advantage plan in Delaware is as unique as the resident the plan is there to support. Among Delaware residents who are enrolled in a Medicare Advantage plan, 53% choose a Local PPO plan, while 46% choose to enroll in an HMO/HMOPOS, as reported by the Centers for Medicare & Medicare Services (CMS.gov). Knowing how much Medicare plan coverage you need will help you determine the right Medicare Advantage Plan in Delaware for your needs.

You can become more informed about Medicare Advantage plans available in Delaware by contacting a SelectQuote licensed sales agent who can guide you through the Medicare maze. Acting as your advocate, our licensed sales agents help you weigh the Medicare Advantage plan options in your area, understand costs and answer questions throughout the process. SelectQuote individually shops more than 20 national insurance companies to find a plan that works within your needs and budget.

I’m Ready, When Do I Get Enrolled?

Enrollment in a Medicare Advantage plan occurs during specified enrollment periods. Medicare enrollment in Delaware opens for residents prior to turning age 65 or earlier in special disability cases.The Initial Enrollment Period (IEP) runs for seven months.

IEP begins three months before turning age 65, including the birthday month, and ends 3 months after the birthday month. It is also the time allotted for enrollment in Medicare Parts A, B, C and D. For example, if you’re a Delaware resident with a May birthday, your IEP runs from February through August.

You may also enroll in a Medicare Advantage plan during the Medicare Advantage and Prescription Drug Plan Annual Enrollment Period (AEP), which occurs annually each fall. Medicare’s AEP runs from October 15 through December 7 each year. The key dates for AEP are as follows:

Oct. 15 – Annual Enrollment Period Begins

Dec. 7 – Annual Enrollment Period Ends

Jan. 1 – First Date Coverage can start

Oct. 15 – Annual Enrollment Period Begins

Dec. 7 – Annual Enrollment Period Ends

Jan. 1 – First Date Coverage can start

During the Annual Enrollment every year, Delaware residents can:

  • Switch from Medicare Parts A and B (Original Medicare) to a Medicare Advantage (Part C) plan
  • Change from one Medicare Advantage Plan to another
  • Switch from one Prescription Drug (Part D) plan to another
  • Add a Prescription Drug (Part D) plan if you didn’t enroll when first eligible for Medicare

In addition to AEP, Delaware residents who are enrolled in a Medicare Advantage plan can make a one-time plan change during the Open Enrollment (OEP) period, which occurs each year from January 1 through March 31. There are also Medicare Special Enrollment Periods (SEP) you may be able to enroll in Medicare or make changes to your existing Medicare Advantage coverage because of certain events and life changes, such as moving or losing employer coverage.

Is a Delaware Medicare Advantage Plan Right for You?

As an independent third-party company, SelectQuote can help ensure you are getting all the available benefits you deserve and stay up to date regarding annual updates insurance companies make to Medicare plans. SelectQuote is here to help Delawareans find the right Medicare Advantage Plan to meet your needs.

To ensure you are getting all the benefits you are entitled to receive, call or complete your online form today. Let SelectQuote’s personal licensed sales agents simplify the Medicare maze by comparing rates and independently shopping insurance companies to help you find an affordable option that meets your unique needs.

Is a Delaware Medicare Advantage Plan Right for You?

As an independent third-party company, SelectQuote can help ensure you are getting all the available benefits you deserve and stay up to date regarding annual updates insurance companies make to Medicare plans. SelectQuote is here to help Delawareans find the right Medicare Advantage Plan to meet your needs.

To ensure you are getting all the benefits you are entitled to receive, call or complete your online form today. Let SelectQuote’s personal licensed sales agents simplify the Medicare maze by comparing rates and independently shopping insurance companies to help you find an affordable option that meets your unique needs.