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Medicare Enrollment Periods
What are the Medicare enrollment periods?
Each year, there are five set times you can enroll in Medicare or change existing Medicare plans. They include:
Runs January 1-March 31 each year and provides an enrollment opportunity for individuals who didn’t sign up for Original Medicare (Part A and Part B) when they were first eligible. Individuals may have to pay a late enrollment penalty for not enrolling when first eligible and coverage will not start until July 1 of that year.
Current Medicare recipients can change or enroll in Medicare Advantage coverage during this period that runs October 15-December 7 each year. During AEP, you can:
Certain life events can lead to an individual being eligible to enroll in Original Medicare or enrolling/changing Medicare Advantage coverage. You can utilize SEP if you’re:
Runs from January 1-March 31 and was new in 2019, allowing Medicare Advantage participants to make a one-time plan. OEP allows beneficiaries enrolled in a Medicare Advantage plan or Medicare Advantage Prescription Drug plan to make a one-time change to:
- Switch to a different Medicare Advantage Plan
- Drop Medicare Advantage and return to Original Medicare (Part A and Part B)
- Sign up for a stand-alone Medicare Part D Prescription Drug plan, if an individual elects to return to an Original Medicare plan
The Medicare Advantage OEP is only accessible for current Medicare Advantage policyholders. During Medicare Advantage OEP, Original Medicare policyholders cannot:
- Switch from Original Medicare to a Medicare Advantage plan
- Join a Medicare Prescription Drug plan (Part D)
- Switch Medicare Prescription Drug plans
Let Us Help You Understand Your Medicare Options
If you’re ready to explore your Medicare options, save yourself time and the hassle of navigating the Medicare maze on your own. In just minutes, we can compare plans available in your area from some of the most trusted carriers. Don’t wait to ensure you’re getting all the benefits you deserve—get started today. It’s a free service and there’s no obligation to enroll.